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Dora Williams.

The Californian and overland monthly (Volume 56)

. (page 1 of 78)






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From the collection of the



San Francisco, California
2006








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THE AWAKENING OF

MEXICO

CENTENARY

OF THE
REPUBLIC



J




$ i.50 A VELAR -SAN FRANCISCO*




Dr. Jekyll *a Mr. Hyde
At the Telephone



Courteous and considerate co-operation is
as essential at the telephone as in the office
or home.

In every use of the telephone system, three
human factors are brought into action one at
each end, one or both anxious and probably
impatient, another at the central office, an
expert, at least as intelligent and reliable as
the best stenographers or bookkeepers.

For the time being, this central office factor
is the personal servant of the other two and



is entitled to the same consideration that is
naturally given to their regular employees.

Perfect service depends upon the perfect
co-ordinate action of all three factors any
one failing, the service suffers. This should
never be forgotten.

All attempts to entirely eliminate the personal
factor at the central office, to make it a machine,
have been unsuccessful. There are times
when no mechanism, however ingenious, can
take the place of human intelligence.



The marvelous growth of the Bell System has made the use of the
telephone universal and the misuse a matter of public concern.
Discourtesy on the part of telephone users is only possible when
they fail to realize the efficiency of the service. It will cease
when they talk over the telephone as they would talk face to face,

AMERICAN TELEPHONE AND TELEGRAPH COMPANY

AND ASSOCIATED COMPANIES



.One Policy,



One ^System,



Universal ^Service.



The Overland Monthly



Vol. LVI-Second Series

July-December 1910




The OVERLAND MONTHLY CO., Publishers

Offices 773 Market Street, San Francisco



PUBLIC

TUR, ILL.



INDEX



A BAD MAN'S BLESSING. Story

A CALIFORNIA BOY CHUM OF SERVIA'S KING

Illustrated with portrait.

A CONFIRMATION

A DAY IN GUANAJUATO. ....

"The Hill of the Singing Frog."

Illustrated with Photographs.
A FRONTIER HERO

Illustrated with portrait.
A LETTER FROM BARBARY ,

A MISPLACED LAUREL. Story .

A NEW RELIGION AMONG THE WEST COAST
INDIANS .

Illustrated with photographs.
A SEAPORT OF SINALOA

Illustrated with photographs.
A SILENT PSALM. Verse .

A SMALL CHINESE CITY . . . . .

Illustrated with photographs.
A TRAMP'S AWAKENING. Story
A TRIP TO BEHRING SEA AFTER CODFISH

Illustrated with line drawings.

A TRIP TO THE REDWOODS IN AUGUST WITH
THE ICEMAN .

Illustrated with photographs.

A YELLOW DOG. Story

ADMISSION DAY PARADE IN SAN FRANCISCO

Illustrated with photographs.
AMERICA'S OBERAMMERGAU
AMERICA'S OBERAMMERGAU .

Illustrated with Photographs.

AN EVENING VISION. Verse ....
AT NOON. Verse

BEYOND. Verse

BIG JACK SMALL

Story of Early Days in Nevada.

3IPIAI \/PII " War-ec.



'BRIDAL



Verse



CALIFORNIA. Verse . .

CAN CAMPHOR BE PRODUCED IN CALIFORNIA.

CHAWNCE OF THE SMALL WAY. Story .

CHRISTMAS ON THE MOUNTAINS. Verse

CROSS BEARERS OF NEW MEXICO

CROSSING IN THE FOG. Story .

DAVID. Verse

DUCK SHOOTING IN CALIFORNIA

Illustrated with photographs.

EL PASO THE GATEWAY TO MEXICO

Illustrated with Photographs.
EVENSONG. Verse ....



ISABEL, ROBINSON and
I;. H. S. BAILEY
.A. H. WRIGHT

CARLOS CEBRIAN
ELLIOTT CRANE



F. H. BARROW

L. L. M. B.

ISABELLA HOWE FISKE

SARAH ENDICOTT OBER
MINNIE ROSILLA STEVENS

JESSIE PORTER WHITAKER
ROGER SPRAGUE

WILLIAM H. HAMMER
GEORGE W. EDWARDS

MARTHA JANE GARVIN
WILL SCARLET



GUSTAVE FROHMAN
GUSTAVE FROHMAN

WALTER PRESTON
LENORE PETERS

J. C. B. HEBBARD
J. W. GALLY



CHARLES ELMER JENNEY

OMA DA VIES
ARTHUR INKERSLEY
FRANK CONWAY
MARGARET ASHMTJN
IDA LOUISE KENNEY
FLORENCE LAND MAY

HERBERT HERON
JOHN DE WITT



AGNES LOCKHART HUGHES



FROM NAPA TO NIPA. Story .... FRED A HUNT

FRONTISPIECES . MEXICAN INDUSTRIES

FRONTISPIECES. STATE WHARVES OF SAN FRANCISCO .

FRONTISPIECES. Hunting Scenes In California .

FRONTISPIECES. Alligator Farms in California

GENERAL FELIX DIAJT*" .
GOD'S CHOSEN PEOPLE

VI. Israel's New Covenant.
GOD'S CHOSEN PEOPLE

VII. The Passover of the First Born.
GOD'S CHOSEN PEOPLE.

VIII. Their Sabbath and Jubilee.

Illustrated with photograph.
GOD'S CHOSEN PEOPLE . .

IX. The Great Day of Atonement.
GOD'S CHOSEN PEOPLE ....
GOD'S CHOSEN PEOPLE



P. N. BERINGER
C. T. RUSSELL

C. T. RUSSELL
C. T. RUSSELL



C. T. RUSSELL

C. T. RUSSELL
C. T. RUSSELL



XI. Must Jews Become Christians in Order to Return to Divine Favor?
GOLDEN EYES. Story GRACE EVELYN SPENCER



HERE AND THERE IN SHARKDOM

Illustrated with photograph.
HOW JOE WENT HOME FOFt OOfD



Story



LEWIS R. FREEMAN
CLARA H. HOLMES



173

426



330
168



269

326
373

583
264

209
491

85
210

301

65

350

138
215

300
277

512
179

390

382
500
551
550
292
483

375
439



120
149

278
1-2

341-342
437-438
531-532

136



238
333

427

523
615

509
501
459



INDEX.



HOW TO SEE MEXICO

Illustrated with Photographs.
HUNTING BY AUTOMOBILE ....

IN RAMONA'S FOOTSTEPS. Narrative

Illustrated with photographs.
IN THE LIME LIGHT IN MEXICO ....

Illustrated with Photographs.

IN THE REALM OF BOOKLAND ....
IN THE REALM OF BOOKLAND ....
IN THE REALM OF BOOKLAND ....
IN THE REALM OF BOOKLAND ....
INSPIRATION. Verse

Illustrated with photographs.

"JUDGMENT IS MINE." Verse ....

LEX TERRAE. Verse . . . .

LIFE MEANS TO ME. Verse ....

Illustrated by George Coleman Dawson.
LUKE HANSCOM'S BIRTHDAY. Story
LUNAR LUCUBRATIONS. Sketch

MADAM PELE AT HOME

Illustrated with Photographs.
MAKING A FRESH START

The Long Peace.

Illustrated with Photographs.
MAJOR-GENERAL JAMES FRANKLIN BELL

Illustrated with Portrait.
MEXICO ON THE SEA

Illustrated with Photographs.

MOONLIGHT. Verse

MOUNTAIN CLIMBING IN CANADA

Illustrated with photographs.

MR. PONDICHERRY AND THE SMUGGLERS. Story
MRS. McNOTT'S DISSIPATION. Story
MY CONCEPTION OF ZIONISM ....

MY FAITH IN YOU. Verse

MY RECOLLECTIONS. Verse



BY THE EPICURE
E. M. STETSON
A. K. GLOVER
BY THE PUBLISHER



MARGARET ASHMUN



ALOYSIUS COLL

LUCIA E. SMITH
BILLEE GLYNN

ARTHUR M. ALLEN
IVY KELLERMAN

ELIOT KAYS STONE



FRED A. HUNT



NEVADA MOON. Verse

NIMROD AND DIANA. Verse ....

OEDIPUS TYRANNUS AT THE UNIVERSITY OF
CALIFORNIA ....

Illustrated with Photographs.

OF NO USE BUT TO OWNER

OIL AS FUEL FOR WARSHIPS ....

ON THE KNEE OF CHANCE. Story
ORGANIZATION OF THE POLICE DEPARTMENT

IN THE FEDERAL DISTRICT, MEXICO .

Illustrated with Photographs.
OUR PANAMA OUTING

The Story of a Dip into the Far Interior

of the Baby Republic.

Illustrated with photographs.

PARTING TIME. Verse

PERRO DEL DIABLO. Story ....

Illustrated with photographs.

PRISONER. Verse

PSYCHE. Verse

PUEBLA, MEXICO

Illustrated with Photographs.



C. ASHTON SMITH
JULIA W. HENSHAW

JOHN H. WALSH

F. RONEY WEIR

N. MOSSESSOHN, D. D. LL. D.

SAIDEE GERARD BUGBEE.

HARRY COWELL

LESLIE CURTIS

ARTHUR LLEWELLYN LLOYD



ARTHUR INKERSLEY

O. RIEHL

ARTHUR INKERSLEY

G. E. SPENCER



FELIX J. KOCH



OMA DA VIES

GEORGE SAINT AMOUR

GRACE HELEN BAILEY
CHARLES WAEHLTE



489
406
107

248
337
435
613
362



418

599
356

283

581

156
19

91
41

229
251

273
561
321
329
560

172
466



230

332
433

477

114

411



291



263

281
40



RAMBLES AMONG THE RUINS OF SAN DIEGO'S

OLD MISSIONS

Illustrated with photographs.



Pi

1C



RUBBER IN MEXICO

SAN FRANCISCO. Verse

SANTA CATALINA. Verse ....

SETH: A SINGED CAT. Story
SOME FACTS ABOUT LOCUSTS AND THEIR
ALLIES

Illustrated with photographs.

SOME NEW FOODS, FRUITS AND PLANTS
STORY OF ORIZABA, MEXICO

Illustrated with Photographs.
SUGGESTIONS TO THE HUNTER

Illustrated with photographs.
SUNSET ON MONTEREY BAY. Verse
SUNSET ON SAN DIEGO BAY. Verse



THAT PARADISE HAWAII

Illustrated with photographs.

THE AMAZING OF LUCKY DUST. Story

THE AWAKENING OF A NATION

Marvelous Mexico and the Muckraker.
Illustrated with photographs.

THE BALLADE OF A HUNDRED LOVES.

THE BETTER SPORT. Story .



A. K. GLOVER
CLARENCE E. FERGUSON

LENORE PETERS
NEIL C. WILSON
ADA E. FERRIS

R. W. SHUFELDT
ARTHUR INKERSLEY



E. M. STETSON

MARTHA JANE GARVIN
JESSIE PORTER WHITAKER

ELIOT KAYS STONE



J. WALTER BAIRD
PIERRE N. BERINGER
A study on the spot.



Verse



ELIOT KAYS STONE
ERNEST DOUGLAS



540
118

482

96

363



78
102

552

101
90

399

383
3



74
472



INDEX.



THE BIGGEST FACTOR IN DEVELOPING MEXICO'S
INDUSTRIAL POSSIBILITIES .

Illustrated with Photographs.
THE BULWARKS OF OUR ANCESTORS

A Plea for their Preservation.

Illustrated with photographs.
THE BURNING AT BALD ROCK. Story
THE CALIFORNIA ALLIGATOR RANCH

Illustrated with photographs.
THE CALL OF THE QUAIL. Verse

Illustrated with photograph and pen sketch.
THE COPPER INDUSTRY IN SHASTA COUNTY

Illustrated with photographs.

THE DESERT. Verse

THE DESPAIR OF SCIENCE. Verse

THE DISOBEDIENCE OF DON EMILIO. Story

THE END OF THE WAY. Verse ....

THE FINANCES OF MEXICO

THE FOLLOW STORY. Story ....

THE FOURTH IN OUR COLONIES
THE FUNERAL LEVITY OF SUSANNE. Story
THE GHOST OF MOHAMMED DIN. Story .
THE GROWTH OF BUSINESS IN MEXICO

Illustrated with Photographs.
THE HOME-COMING OF BILLY. Story

THE IDLE RICH. Verse

THE ISTHMUS AND ITS STATES

THE KEY. Story

THE LAND OF THE SETTING SUN. Story .

THE MALAY KRISE. Story

THE MANDARIN'S BIRTHDAY GIFT. Story
THE MEN WHO MAKE SOLDIERS OF FORTUNE.
THE MINING STATES OF MEXICO
THE MISSION BELL AT SANTA BARBARA. Verse
THE MUCK RAKER



C. E. FERGUSON 222

RUDOLPH CRONAU 419



FRANK THUNEN 576

ARTHUR INKERSLEY 533

W. E. HUTCHINSON 450-461
ELIZABETH GREGG



E. H. PARRY

HARRY COWELL

REV. JOHN AUGUSTINE CULL

W. C. POOLE



RAYMOND S. HARRIS
MONROE WOOLLEY
JOANNA GLEED STRANGE
C. ASHTON SMITH



JULIEN JOSEPHSON
THE CALIPH
OLIVER HARRIS
LEIGH GORDON GILTNER
MARITA G. DUNN
C. ASHTON SMITH
JOHN ARTHUR MURRAY
.ARTHUR H. DUTTON

F. L. HARDING '



Illustrated with photographs.
THE NATURAL PROCLIVITY OF THE HUMAN

SPECIES

THE PARTING. Verse

THE PASSING OF THE MT. LOWE TRAIL

Illustrated with photographs.
THE PASSING RADIANT. Verse ....

THE POET. Verse

THE PROBLEM OF THE MILLIONAIRE
THE RAINIER FOREST RESERVE

II. Indian Henry's Hunting Ground.

THE RETURN. Verse.

THE RIGHT TO DO WRONG

THE SEED OF THE RED FLOWER. Essay
THE SPOTTED DOG'S BRIDE. Story .
THE STATE WHARVES OF SAN FRANCISCO

A Lucrative Public Property.

Illustrated with photographs.
THE TRAMWAY AND POWER SYSTEM IN MEXICO

CITY AND THE FEDERAL DISTRICT

Illustrated with Portrait.

THE VISION. Verse

THE WEST WIND. Verse

THE WINDING PATH. Story

THE WITCH OF THE AUTUMN. Verse

TO A MARIPOSA LILY. Verse ....

Illustrated with pen sketch.
TO AN EGYPTIAN SCARAB. Verse
"TO BE BURNED, UNOPENED." Story
TO MT. RAINIER'S LOFTY SUMMIT

Illustrated with Photographs.

TOLD IN OCTOBER. Verse

TWO SCHOOL-MARMS IN CALIFORNIA'S

SWITZERLAND ....

Illustrated with Photographs.

UNCLE SAM'S PARIAH. Story ....

UTILIZING WASTE WATER WASHES

Illustrated with photographs.

WAS IT JUST AN IDLE DREAM? Story
WHAT A WOMAN NEVER FORGETS. Story
WHAT DID THE ANGELS THINK? Verse .
WHEN ARE THINE EYES MOST BEAUTIFUL Verse
WHERE THE PENAL CODE ERRED. Story

WINTER SKETCH. Verse

"WITCHERY OF WESTERN TOWNS



E. L. McCLURE
RALPH VELLIQUETTE
FELIX J. KOCH

OMA DA VIES

ALONZO RICE

HENRY WALDORF FRANCIS

A. WOODRUFF McCULLY

ALOYSIUS COLL

AUSTIN BIERBOWER

MABEL H. WHARTON

WILDER ANTHONY

W. V. STAFFORD

President of the California Board

of State Harbor Commissioners

CLARENCE E. FERGUSON

HERBERT ARTHUR STOUT
C. ASHTON SMITH
M. CARLE
ALOYSIUS COLL
LESLIE CURTIS



256

476
195
315
221

16
513

71

80
519

44

568
518

62
391
388
354

76
191

64
167

10



244
490
545

457
387
298
150

247
595
353
290
343



23

289
575
467
272
458



CHARLES ELMER JENNY 325

HELEN FRANCES HUNTINGTON 196

WM. THORNTON PROSSER 143

AGNES LOCKHART HUGHES 410

KATHERINE M. DOUGLAS 201



LOU RODMAN POLLEY 376

ARTHUR L. DAHL 600



SPENCER WINTHROP 296

ERNEST RUSSELL 570

C. H. URNER 544

CLARENCE H. URNER 266

HARRY N. MORSE 287

J. E. BREED 605

MARY MARGARET SHAW 480



Please Mention Overland Monthly When Writing Advertisers.




LOMA LINDA

OWNER

MRS. ZENO B. CLARDY

A wonderfully productive piece of land within two miles and one-half
of the City of El Paso. Texas.
Fully provided with water.
Within the radius of the great International Dam.

THIS LAND IS TO BE HAD IN FIVE, TEN, TWENTY OR MORE

ACRE TRACTS.

This land is situated in the finest section of the United States.
The climatic conditions are simply perfect.

Electric and steam railway connection with the city of El Paso, giving
all the conveniences of city life.

THIS IS A CHANCE THAT SHOULD APPEAL TO THE SMALL

FARMER OR THE HOME-SEEKER. GET HEALTH

AND WEALTH AT THE SAME TIME.

J. H. SMITH and Son, Agents,
EL PASO, Texas

Fullest information will be given on application to the agents.
This land will grow any kind of vegetables. Corn, alfalfa, etc.
One parcel of this tract has yielded four hundred to eight hundred
dollars an acre in strawberries.



Vol. LVI



No. 1



OVERLAND MONTHLY

An Rlustrated Magazine of the West



JULY 1910

FRONTISPIECES MEXICAN INDUSTRIES
THE AWAKENING OF A NATION . . . PIERRE N. BERINGER
Marvelous Mexico and the Muckraker. A study on the spot.
Illustrated with photographs.


1-2
3

10

15
19

23
29
40
41
44

62
64
65
71
74
75
78
80
85
90
91

96

98

101
102

107

114

118
120

136
138


Illustrated with photographs.
THE FINANCES OF MEXICO .....




MAKING A FRESH START ....




The Long Peace.
Illustrated with Photographs.
THE TRAMWAY AND POWER SYSTEM IN MEXICO
CITY AND THE FEDERAL DISTRICT . CLARENCE E. FERGUSON
Illustrated with Portrait.
HOW TO SEE MEXICO BY THE EPICURE
Illustrated with Photographs.
PUEBLA MEXICO ......


Illustrated with Photographs.
MEXICO ON THE SEA




Illustrated with Photographs.
THE GROWTH OF BUSINESS IN MEXICO
Illustrated with Photographs.
THE ISTHMUS AND ITS STATES
THE MINING STATES OF MEXICO


OLIVER HARRIS


A YELLOW DOG. Story
THE FOURTH IN OUR COLONIES
THE BALLADE OF A HUNDRED LOVES. Verse
THE MANDARIN'S BIRTHDAY GIFT. Story
SOME NEW FOODS, FRUITS AND PLANTS
THE FUNERAL LEVITY OF SUSANNE. Story
A TRAMP'S AWAKENING. Story
SUNSET ON SAN DIEGO BAY. Verse
MAJOR-GENERAL JAMES FRANKLIN BELL
Illustrated with Portrait.
SANTA CATALINA. Verse ....


WILL SCARLET
MONROE WOOLLEY
ELIOT KAYS STONE
JOHN ARTHUR MURRAY
ARTHUR INKERSLEY
JOANNA GLEED STRANGE
WILLIAM H. HAMMER
JESSIE PORTER WHITAKER
FRED A. HUNT

NEIL C. WILSON
C. T. RUSSELL

MARTHA JANE GARVIN


GOD'S CHOSEN PEOPLE
VI. Israel's New Covenant.
SUNSET ON MONTEREY BAY. Verse
STORY OF ORIZABA, MEXICO


Illustrated with Photographs.
IN THE LIME LIGHT IN MEXICO ....
Illustrated with Photographs.
ORGANIZATION OF THE POLICE DEPARTMENT
IN THE FEDERAL DISTRICT, MEXICO .


BY THE PUBLISHER


Illustrated with Photographs.
RUBBER IN MEXICO
EL PASO THE GATEWAY TO MEXICO
Illustrated with Photographs.
GENERAL FELIX DIAZ
AMERICA'S OBERAMMERGAU ....


CLARENCE E. FERGUSON

P. N. BERINGER
GUSTAVE FROHMAN



Issued Monthly. $1.50 per year in advance. Fifteen cents per copy.
Copyrighted, 1910, by the Overland Monthly Company.

Northwestern offices at 74 Hlrbour Building, Butte, Mont., under management of Mrs. Helen
Fitzgerald Sanders. Entered at the San Francisco, Cal., Postofflce as second-class mail matter.
Published by the OVERLAND MONTHLY COMPANY, San Francisco, California.

773 Market Street.



Please Mention Overland Monthly When Writing Advertisers.



iii




Hotel
St Francis

San Francisco

Under the management of
James Woods



This institution will
add an annex on
PosSt St. that will
make it the largest
hotel in the world.



EUROPEAN : : From $2.00 op



Mexico's Centennial Celebration

Will be held during the whole of the month of September. This is one of the mo&
delightful months of the year in the LAND of MOCTEZUMA.



Grand military and Civic Displays, Pageantry that will put
into the shade anything ever attempted on the American
continent. CORTEZ and MOCTEZUMA revived and all the
glorious history of the GREAT SOUTHERN REPUBLIC
shown in resplendent tableaux and pageants, a month of
education for the visitor, come and enjoy September in an
ideal climate and under ideal conditions. Combine business
with pleasure and visit a land that offers unexampled oppor-
tunity for the investment of capital.



SEE MEXICO'S CENTENARIO IN SEPTEMBER



Iv Please Mention Overland Monthly When Writing Advertisers.



TERRY'S MEXICO



A new Guide-Book to the Republic, with 825 pages and 27 maps and plans is indispensable to the
traveler and resident. It tells all there is worth knowing about Mexico, and shows you how to
see all there is worth seeing in the most expeditious, satisfactory and economical way.



IT WILL SAVE ITS COST THE FIRST DAY

IT IS USED

No single book on Mexico contains half the information found in this one, and the maps and
plans, which were drawn especially for it, are the newest and most accurate in existence, since
they contain new railways, etc., not to be found on older maps. Every point of interest be-
tween the Rio Grande and Guatemala is described in detail, and every town of importance has
its list of hotels, with rates, etc.



HISTORICAL - DESCRIPTIVE-PRACTICAL
AND IMMENSELY USEFUL

APPROVED BY THE GOVERNMENT, THE RAILWAYS AND BY THE PEOPLE.

Besides a condensed but fascinating history of Mexico from the Invasion of the Toltecs to
January 1, 1910, the volume contains exhaustive descriptions of Mexico's chief points of inter-
est its cities, towns, museums, picture galleries, cathedrals, pyramids, ruined cities, mines,
hunting, fishing and tourists' resorts, etc., with ample notes on literature, language, archi-
tecture, bull-fights, painters and paintings, Indian races, volcanoes and the myriad minor
things which add to the charm of the country.

No one interested in Mexico can afford to forego this book, and no library is complete with-
out it. It is printed on fine Bible paper, bound in flexible cover, and shaped to fit the pocket.

The book forms a complete record of any journey through the Republic, and the beautiful
carved leather carrying cases made especially for it (at $2.50 extra) are unique souvenirs.

For sale at all bookstores at $5.00 Mexican (or $2.50 U. S. currency) the copy.

The Sonora News Company,

Calle de Estaciones 12, Mexico City, Mexico

AGENTS WANTED IN EVERY TOWN IN THE REPUBLIC



Please Mention Overland Monthly When Writing Advertisers.



Hutua



Olnmjtattta fo &* guroa sobr? la ufta, ft? Nupua fork

mutual Stfr 3u0uraur? OInmpaug 0f Sfero f 0rk



INCOME.

Ledger assets, Dec. 31, 1907 $495,158,421.46

Premiums 58,994,653.29

Interest and rents 24,300,559.94

Supplementary contracts 366,872.52

Miscellaneous deposits and collec-
tions 244,358.64

Profits on securities sold, etc 635,687.38

Readjusted book value of bonds.. 337,895.04



Total $580,038,448.27



ASSETS.

Real Estate $26,196,029.54

Mortgage loans on real estate 126,120,961.99

Loans on policies 63,048,558.17

Collateral loans 2,500,000.00

Bonds (book value) and stocks

(market value) 309,279,002.09

Cash 3,926,622.04

Interest and rents due and accrued 3,850,765,03
Premiums in course of collection.. 4,117,029.87



DISBURSEMENTS.

Death claims $21,664,819.77

Endowments and surrender values 19,949,699.88

Annuities 2,736,925.49

Dividends 8,311,255.89

Supplementary contracts 296,560.55

Taxes 1,118,109.97

Actual expense of management . . . 7,123,180.69
Readjustment of book value of real

estate, bonds, etc 3,487,367.88

Disbursed from miscellaneous de-
posits 68,350.85

Ledger assets Dec. 31, 1908 515,282,177.30



Total $580,038,448.27



LIABILITIES.

Net policy reserve $433,137,716.00

Other liabilities on policies 5,392,550.52

Premiums and interest paid in ad-
vance 1,826,692.47

Dividends payable in 1909 11,092,282.38

Miscellaneous liabilities 1,744,735.56

Reserve for deferred dividends and

contingencies 85,844,991.20



Admitted assets $539,038,968.13



Total liabilities $539,038,968.13



THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK:

We have made an audit of the books and accounts of The Mutual Life Insurance Company of
New York, at its general office, for the year ended December 31, 1908, and

WE HEREBY CERTIFY that the attached statement of Assets and Liabilities sets forth the
true financial condition of the Company on December 31, 1908, that the accompanying Revenue
and Expense account and Gain and Loss Summary is a true statement of the results of the
company's operations for the year ended on the above named date, and that the books of the
company are in agreement therewith.

HASKINS & SELLS, Certified Public Accountants.

H. E. BOURCHIER, Director General for the Republic of Mexico, The Mutual Life Building,
Esquina de la .Avenida del Cinco de Mayo y Calles de Santa Isabel y La Condesa, MEXICO.



Please Mention Overland Monthly When Writing Advertisers.




V0fim%lM!CT/l*09l^

EL PASO, TEXAS 1

A city of unusual advantages for the Homeseeker,
the Farmer, the Miner and the Investor.
Its past is interesting history.
Its present is Prosperity.
Its future knows no bounds.

Does this interest you?

IF IT DOES we want you to know all about El Paso, and the famous Rio Grande Valley.

IF YOU WILL GET A TEXAS MAP you will see that El Paso is located at the extreme
western end of the State, and stands as a warden or keeper of the Western gateway to the
State and of the natural gateway to Mexico.

THROUGH THIS PASS eight large railroads pour in and out of Texas, thousands of travel-
ers from every part of the world and millions of tons of freight composed of the products of
the world.

IT IS THE MOST DESIRABLE PART OF TEXAS, and is typical of the Great State in which
it holds so important a location, inasmuch as it represents every branch of the resources of
the State.

IN AGRICULTURE, it lies in the rich valley of the Rio Grande, where fruits, berries, vege-
tables, alfalfa, wheat, corn and other grains and grasses grow in perfect profusion. The
United States Government is actively engaged at the present time in the preliminary work on
what will be the greatest irrigation dam on earth, creating the largest artificial lake in the
world, from which will be irrigated the rich lands of the Rio Grande Valley.

IN MINERALS, it outclasses any section of the State, and is naturally located in the center
of the vast copper, gold, silver, lead, tin, quicksilver and coal districts of Texas, New Mexico,
Arizona, and Northern Mexico. Oil has been recently discovered in this already rich mineral
belt, which has not yet begun in development.

IN CATTLE, it is the logical point for this industry, and through this port passed 76 per cent
of all the cattle imported into the United States during the year 1909.

IN MANUFACTURES its possibilities cannot be overestimated; nearly $6,000,000 are now in-
vested in the manufacture of over one hundred different articles.

IN JOBBING it has no competition in the Southwest, and over $3,000,000 are invested.

IN RETAIL TRADE the most fastidious can be satisfied from stocks carried of over two mil-
lion dollars.

IN FREIGHT RATES it enjoys exceptional privileges, having advantages of water rates from
the Gulf ports and from the ports of the Pacific Coast.

FINANCIALLY its banking institutions, which consist of six banks and three trust com-
panies, are as solid as any in the country. Total clearings for the year 1909 amounted to
$49,379,488.78.

IN SOCIAL, FRATERNAL, EDUCATIONAL AND RELIGIOUS ADVANTAGES it has not
its equal in any city of its size in the United States.

IT HAS AT THE PRESENT TIME nine buildings under construction from five to twelve
stories high, costing $965,000, and a number of smaller buildings.

IT IS A MODEL CITY in point of paving, sidewalks, lighting and decency, and has 48,000
energetic, hustling population.

IT IS A CITY OF HOMES solidly built of brick, surrounded by beautiful lawns, characteristic
of a happy and contented people.

IN CLIMATE, it surpasses any other section of the United States. It is healthful, has good
water, and outdoor life can be enjoyed almost every day in the year.

Further information will be cheerfully given upon application.

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