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F. Albert Kurtz.

Twenty-Sixth Annual Report of the Insurance Commissioner of the State of Maryland, to His Excellency Lloyd Lowndes, Governor, June, 1st 1897. (Volume 1898)

. (page 6 of 38)


Third National Bank stock, 95 2,000 00 1 ,900 00

Merchants National Bank stock, 145 4,000 00 5,800 00



Old Tovm Fire Insurance Go. of Baltimore, Md. 29

Stocks and bonds in statement — Continued:

Pa>- value. Market value,

National Mechanics Bank stock, IT*. $4,250 00 §7,437 50

National Bank of Baltimore stock, 141 2,500 00 3,525 00

National Farmers and Planters Bank stock, 45. . 2,000 00 3,600 00

Citizens National Bank stock, 21 2,500 00 5,250 00

$91,750 00 $106,967 50

Total amount at risk December 31, 1896 $4,853,743 00

Business in Marylavd in 1896 :

Fire risks written in 1896 §2,098,578 00

Premiums received 15,970 09

Losses paid 6,148 84

Losses incurred 6,148 84



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

OLD TOWN FIRE INSURANCE COMPANY
OF BALTIMORE, MD.

Commenced Business iSSs. Capital Stock $100,000.

Charles W. Hatter, President. James M. Warwick, Secretary.

Principal Office, Xo. 356 North Gay Street.

Summary of assets December 31, 1896 :

Eeal estate I 3,336 93

Loans on mortgage of real estate 49,357 49

Stocks and bonds owned by the company, market

value 66,838 70

Loans on collaterals 12,000 00

Interest due and accrued 2,463 78

Cash in company's office and in bank 1,451 66

Premiums in course of collection 695 89

All other assets as per detailed statement 85 33

Total admitted assets §136,229 78

Liabilities :

Losses reported, adjusted and unpaid § 40 00

Re-insurance reserve recjuired hy law 8,188 20

Gross liabilities, exclusive of capital 8,228 20

Surplus as regards policy holders §128,001 58

Capital stock 100,000 00

Surplus over capital, including surplus of

assets not admitted in this State §28,001 58



Old Toirn Fire T/uirrance Co. of Baltir/Kxre. Md.



Income d.uring year :

Cash premiums received $7,496 22

Interest on mortgages 2,710 11

Interest on loans and dividends 2,833 55

From other sources 860 17

Actual cash income $13,900 05



Expenditures during year :

Amount paid for losses $3,090 41

Cash dividends 6,000 00

Commissions and brokerage . 592 20

Salaries and fees 3,432 00

Taxes paid 830 01

All other payments and expenses 844 78

Actual cash expenditures $14,789 40

Stocks and hands in statement:

Par value. Market value.

40 shares German Fire Insurance Co. stock ... $ 400 00 $ 793 75

100 shares Baltimore Fire Insurance Co. stock. . 1,000 00 2,270 00

100 shares Home Fire Insurance Co. stock 1,000 00 1,600 00

100 shares Associated Firemens Ins. Co. stock . . 5O0 00 647 05

50 shares National Bank of Baltimore stock . . . 5,000 00 7,238 50

100 shares Union Nat. Bank of Maryland stock. 7,500 00 8,098 60

200 shares National Howard Bank stock 2,000 00 2,098 80

.50 shares Merchants National Bank stock 5,000 00 7,290 00

9 shares German American Bank stock 900 00 1,055 00

1,50 shares Western National Bank stock 3,000 00 5,741 50

220 shares Nat. Farmers and Planters B'k stock. 5,500 00 10,326 50

30 shares Equitable National Bank stock 3,000 00 2,919 00

100 shares Farmers and Merchants Nat. B'k stock 4,000 00 6,050 00

15 shares National Exchange Bank stock 1,500 00 1,940 00

50 shares Com. and Farmers Nat. Bank stock. . 5,000 00 6,200 00

100 shares Old Town Bank stock ' 1,300 00 2,570 00

$46,600 00 $66,838 70



Total amount at risk December 31. 1896 $2,592,857 00

Business in Maryland in 1896 :

Fire risks written in 1896 $1,629,469 GO

Premiums received 8,8o8 14

Losses paid 3,090 41

Losses incurred 1,090 41



Peabody Fire Itisurance Co. of Baltimore, Md. 31



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

PEABODY FIRE INSURANCE COMPANY
OF BALTIMORE, MD.

Commenced Business 1S62. Capital Stock $127,500.

Thomas I. Carey, President Richard B. Post, Secretary.

Principal Office, No. 415 Water Street.

Summary of assets December 31, 1896:

Real estate $ 35,228 44

Stocks and bonds owned by the company, market

value 388,298 00

Cash in company's office and in bank 10,844 03

Premiums in course of collection 1,654 99

All other assets as per detailed statement 501 41

Total admitted assets $436,526 87

Liabilities:

Loss reported, adjusted and unpaid $ 1.000 00

Re-insurance reserve required by law 26,790 64

Gross liabilities, exclusive of capital 27,790 64

Surplus as regards policy holders S408.736 23

Capital stock 127,500 00

Surplus over capital, including surplus of

assets not admitted in this State $281,236 23

Income during year :

Cash premiums received $22,613 65

Interest on loans and dividends 18,068 48

From other sources 2,674 92

Actual cash income $43,357 05

E.vpenditures during year :

Amount paid for losses $ 3,911 28

Cash dividends 13,800 43

Commissions and brokerage 2,502 01

Salaries and fees 7,599 96

Taxes paid 3,146 19

All other payments and expenses 3,551 32

Actual cash expenditures $34,511 19



32 Pecihody Fire Insurance Co. of Baltimore.^ Md.
Stocks ayid bonds in statement :

Par value. Market value.

Baltimore & Ohio 2d preferred stock §25,000 00 §6,250 00

Consolidated Gas Companj^ bonds 25,000 00 29,000 00

Xorthern Pacific 1st mortgage bonds 24,000 00 27,600 00

Cleveland, Columbus, Cin. & Ind. bonds ' 10,000 00 10,500 00

Baltimore & Ohio Car Trust bonds 9,000 00 9,000 00

Georgia Pacific R. E. 1st mortgage bonds 12,000 00 13,560 00

Wisconsin Central R. R. bonds 15,000 00 5,850 00

Western Union Telegraph Company bonds 13,000 00 13,845 00

Baltimore & Ohio Southwestern R. R. bonds 19,000 00 19,000 00

Georgia, Carolina & Northern R. R. bonds 12,000 00 9,600 00

Sioux City Terminal bonds 12,000 00 6,133 00

Chicago, Rock Island & Pacific R. R. bonds 20,000 00 12,510 00

Columbus, Ga., water bonds 15,000 00 7,576 00

N. Y., Susquehanna & Western R. R. bonds 10,000 00 10,100 00

Staten Island Rapid Transit R. R. bonds 10,000 00 7,100 00

40 shares Nat. Farmers and Planters Bank stock. 1,838 00 1,840 00

Virginia Midland R. R. .(5 series) bonds 43,000 00 43,860 00

Phila., Wilmington & Baltimore R. R. bonds. . . 18,000 00 18,360 00

Texas Pacific R. R. 2d mortgage bonds 6,000 00 567 00

Norfolk & Carolina R R. bonds 5,000 00 5,400 00

Newark, Somerset & Straitsville R. R. bonds 3,000 00 1,514 00

Chicago, Burlington & Quincy R. R. bonds. 20,000 00 20,100 00

Wabash R. R. first mortgage bonds 10,000 00 10,625 00

Akron & Chicago Junction R. R. bonds 11,000 00 8,800 00

Baltimore Belt Line R. R. bonds 6,000 00 5,550 00

Central Railway Company bonds 11,000 00 12,350 00

Washington City and Point Lookout bonds 6,000 00 3,187 00

National Water Supply Company 10,643 00 7,983 00

Union Pacific, Denver & Gulf R. R. bonds 10,000 00 3,550 00

Texas Pacific R. R. 1st mortgage bonds 6,000 00 6,360 00

North Pacific R. R. 5 per cent, bonds 6,000 00 3,240 00

New York, Ontario & Western R. R. bonds 6,000 00 6,480 00

City & Suburban Ry. Co. bonds 16,000 00 17,760 00

40 shares of stock First Nat. Bank of Baltimore. 4,820 00 5,000 00

53 shares of stock Com. and Farmers Bank 6,651 00 6,466 00

Metropolitan Ry. Co. bonds 5,000 00 5,512 00

6 shares of stock Southern R. R. preferred ISO 00 180 00

Baltimore & Ohio R. R. receivers certificates 6,000 00 6,020 00

$449,132 00 1388,298 00

Total amount at risk December 31, 1896 $5,532,381 00

Business in Mart/land in 1896 :

Fire risks written in 1896 $2,793,882 00

Premiums received 21,432 95

Losses paid 3,856 64

Losses incurred , 1,608 81



ABSTRACTS B.

Mutual Fire Insurance Companies of Maryland.

ABSTRACTS COMPILED FROM THE
ANNUAL STATEMENTS OF THE MUTUAL FIRE INSURANCE COM-
PANIES OF THE STATE OF MARYLAND, SHOWING
THEIR CONDITION DECEMBER 3I, 1896.



Farmers and Mech. Mut. Fire Ins. Co. of Cecil Co., Md. 35



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

FARMERS AND MECHANICS MUT. FIRE IXS. CO.
OF CECIL COUNTY, MD.



Commenced Business 1S76.



Alfred Kirk, Presidetit. Samuel G. Bye, Secretary.

Principal Office, Fair Hill.



Liabilities :
Losses reported, adjusted and unpaid $1,557 50

Gross liabilities, exclusive of capital $1,557 50

Income during year :

Cash premiums received $ 215 00

Amount received for assessments 3,720 36

Actual cash, income $8,935 36

Expenditures during year :

Amount paid for losses $2,654 85

Salaries and fees 786 77

All other payments and expenses 453 74

Actual cash expenditures $3,895 36

Total amount at risk December 31, 1896 $2,897,198 81

Business in Maryland in 1896 :

Fire risks written in 1896 $335,146 76

Premiums received 215 00

Losses paid 2,654 85

Losses incurred 4,212 35



36 Far. Mut. Fire Ins. Co. of Dug Hill, Carroll Co., Md.



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

FARMERS MUTUAL FIRE INSURANCE COMPANY
OF DUG HILL, CARROLL CO., MD.



Commenced Business 1870.



P. H. L. Myers, President. John R. Strevig, Secretary.

Principal Office, Manchester.



Summary of assets December 31, 1896:

Real estate $500 00

Cash in company's oflSce and in bank 672 52

Premium notes §312,549 95

All other assets as per detailed statement 405 94

Total admitted assets §1,578 46

Assets not admitted in Maryland:
Office furniture and safe $50 00

Liaiilities:

Losses reported, adjusted and unpaid $1)410 00

Borrowed money 3,250 00

Salaries 368 00

Premium notes $312,549 95

All other liabilities as per detailed statement on

file 97 89

Gross liabilities, exclusive of capital $5,125 89

Income during year:

Cash premiums received $ 112 77

Assessments 8,686 25

From other sources 5,895 60

Actual cash income ...... $14,694 62

Expenditures during year:

Amount paid for losses $8,182 30

Amount paid for interest on borrowed money. . . 142 67

Salaries and fees 542 47

Amount paid for borrowed money 5,100 00

Cash returned to members for erroneous assess-
ments 1 00

All other payments and expenses 477 96

Actual cash expenditures $14,446 40

Total amount at risk December 31, 1896 $3,878,676 00



Frederick Co. Mut. Fire Ins. Co. of Frederick, Md. 3?



Business in Maryland, in 1896 :

Fire risks written in 1896 $541,754 00

Premiums received 112 77

Losses paid 8,182 30

Losses incurred 7,181 29



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

FREDERICK COUNTY MUTUAL FIRE INS. CO.
OF FREDERICK, MD.

Commenced Business 1869.

William C. Birely, President. H. Clay Hull, Secretary.

Principal Office, Frederick.

Summary of assets Decemler 31, 1896 :

Cash in company's office and in bank $650 01

Premium notes $196,222 52

All other assets as per detailed statement 601 02

Total admitted assets |1,251 03

Assets not admitted in Maryland :
Office furniture and safe $75 00

LiaMUiies :

Premium notes $196,222 52

Surplus as regards policy holders $1,251 03

Income during year :

Cash premiums received $1,897 09

Interest on mortgages, bonds, real estate 169 16

Amount received for assessments 6,177 38

From other sources 5,373 50

Actual cash income $13,617 13

Expenditures during year :

Amount paid for losses $12,054 04

Amount paid for interest on borrowed money . . 29 68

Salaries and fees 688 00

Amount paid during the year for rent 50 00

Cash returned to members who have discontinued

their policies 31 54

All other payments and expenses 248 82

Actual cash expenditure $13,102 08

Total amount at risk December 31, 1896 $1,133,889 25



38 Grangers Mut. Fire Ins. Co. of Frederick Co., Md.



Business in Maryland in 1896 :

Fire risks written in 1896 $167,450 00

Premiums received 1,798 69

Losses paid 12,054 04

Losses incurred 7,490 04



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

GRANGERS MUTUAL FIRE INSURANCE COMPANY
OF FREDERICK COUNTY, MD.



Commenced Business 1876.



George T. Whip, Presidettt. Herman L. Routzahn, Secretary.

Principal Office, Middletown.



Summary of assets December 31, 1896 :

Cash in company's office and in bank $159 59

Premiums in course of collection 135 28

Premium notes $463,013 14



Total admitted assets $294 87



Liabilities :

Losses reported, adjusted and unpaid $1,530 00

Borrowed money ... 200 00

Premium notes $463,013 14

Gross liabilities, exclusive of capital $1,730 00



Income during year

Cash received for assessments

Cash received for rent

Borrowed money

From other sources



$13,427 45

2 00

200 00

13 92



Actual cash income $13,643 37



Expenditures during year :

Amount paid for losses $3,799 44

Amount paid for rent

Salaries and fees

Interest paid on borrowed money

Borrowed money paid

All other payments and expenses ,

Actual cash expenditures $13,889 73



140 00


1,266


00


71


02


8,250 00


363


27



Total amount at risk December 31, 1896 $5,178,169 57



Maryland Home Fire Ins. Co. of Baltimore, Md. 39



Business in Maryland in 1896 :

Fire risks written in 1896 §313,032 50

Premiums received 13,427 45

Loss paid 3,799 44

Losses incurred 3,354 44



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

MARYLAND HOME FIRE INSURANCE COMPANY
OF BALTIMORE, MD.

Commenced. Business 1894.

Clarence Hodson, President. Frank J. Kohler, Secretary.

Principal Office, Baltimore.

Summary of assets December 31, 1896 :

Cash in company's office and in bank $1,848 34

Premiums in course of collection 929 80

Premium notes §26,728 33

Contingent liabilities of members 15,074 79

Total admitted assets $2,778 14

Liabilities :

Losses reported, adjusted and unpaid $410 00

Amount due and to become due for borrowed

money 300 00

Premium notes $26,728 33

Contingent liabilities 15,074 79

All other liabilities as per detailed statement on

file , 40 00

Gross liabilities, exclusive of capital. ..... 750 00

Surplus as regards policy holders $2,028 14

Income during year :

Cash premiums received $4,152 43

From other sources 11 50

Actual cash income $4,163 93

Expenditures during year :
Amount paid for losses $2,234 50

Salaries and fees 125 00

Taxes paid 56 23

Cash returned during the year to members who

have discontinued their policies 34 47

All other payments and expenses 428 27

Actual cash expenditures $2,878 47



40 Mutual Fire Insurance Co. of Baltimore, Md.



Total amount at risk December 31, 1896 1700,529 33

Business in Maryland in 1896 :

Fire risks written in 1896 |361,433 58

Premiums received 4,038 76

Losses paid 2,234 50

Losses incurred 2,559 50



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

MUTUAL FIRE INSURANCE COMPANY
OF BALTIMORE, MD.



Commenced Business i886.



Frank Slingluff, President. William Henry Purcell, Secretary.

Principal Office, Equitable Building.



Summary of assets December 31, 1896 :
Stocks and bonds owned by the company, market

value 157,400 00

Interest due and accrued 656 83

Cash in company's office and in bank 19,620 55

Premiums in course of collection 2,752 80

Premium obligations in force §493,253 10

Total admitted assets $80,430 18

Assets not admitted in Maryland :
Office furniture $421 70

« Liabilities :
Losses reported, adjusted and unpaid §16 17

Gross liabilities, exclusive of capital 16 17



Surplus as regards policy holders §80,414 01



Income during year :

Cash premiums received §110,495 87

Interest on mortgages 1,851 75

Actual cash income §112,347 62



Mutual Fire Insurance Co. in Baltimore Co.^ Md. 41



Expenditures during year :

Amount paid for losses $13,651 04

Amount paid for rent 1,110 00

Interest 31 00

Salaries and fees 6,074 00

Taxes paid 404 94

Cash returned during the year to members who

have discontinued their policies 12,097 37

All other payments and expenses 69,161 11

Actual cash expenditures $102,529 46

Stocks and bonds in statement :

Par value. Market value.

Baltimore City stock, 3i per cent., 1900 $ 4,000 00 $ 4,200 00

Baltimore City stock, 3^ per cent., 1928 20,000 00 21,000 00

Baltimore City stock, 3^ per cent., 1930 16,200 00 17,010 00

Baltimore City stock, 5 per cent., 1916 12,400 00 15,190 00

$52,600 00 $57,400 00
Total amount at risk December 31, 1896 $10,035,794 00

Business in Maryland in 1896 :

Fire risks written in 1896 $545,894 00

Premiums received 6,543 15

Losses paid 2,642 93

Losses incurred 2,642 93



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

MUTUAL FIRE INSURANCE COMPANY
IN BALTIMORE COUNTY, MD.

Commenced Business 1850.

George H. Merryman, Presidettt. Milton Dance, Secretary,

Principal Office, No. 304 E. Lexington St., Balto.

Summary of assets December 31, 1896 :

Stocks and bonds owned by the company, market
value $13,895 00

Cash in company's office and in bank 5,810 92

Premiums in course of collection, unpaid assess-
ments 12,421 33

Premium notes $329,956 07

Total admitted assets $32,127 25



42 Mutual Fire Insurance Go. in Baltimore Co., Md.

Assets not admitted in Maryland :
Office furniture and books |500 00

LiaMlities :

Losses reported, adjusted and unpaid $932 50

Borrowed money 47,200 00

Premium notes $329,956 67

Gross liabilities, exclusive of capital 48,132 50

Income during year :

Cash premiums received $21,204 29

Interest on mortgages 702 81

From other sources 21,600 69

Actual cash income .• $43,507 79

Expenditures during year :

Amount paid for losses $18,705 50

Interest 3,194 51

Salaries and fees 4,093 00

Amount paid for rent 200 00

All other payments and expenses 14,030 00

Actual cash expenditures $40,223 01

Stocks and bonds in statement :

Par value. Market value.

200 shares National Mechanics Bank $2,000 00 $3,500 00

35 shares National Union Bank 2,625 00 2,835 00

25 shares Third National Bank 2,500 00 2,500 00

20 shares National Exchange Bank 2,000 00 2,620 00

20 shares Commercial and Farmers Bank 2,000 00 2,440 00

$11,125 00 $13,895 00
Total amount at risk December 31, 1896 $4,681,178 00

Business in Maryland in 1896 :

Fire risks written in 1896 $745,522 00

Premiums received 1,997 08

Losses paid 18,705 50

Losses incurred 11,615 88



Mutual Fire Insurance Go. of Calvert Co., Md. 43



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

MUTUAL FIRE INSURANCE COMPANY
OF CALVERT CO., MD.

Commenced Business 1866.

George H. Jones, President. John B. Gray, Secretary.

Principal Office, Prince Frederick.

Summary of assets December 31, 1896 :

Loans on mortgage of real estate $3,914 00

Stocks and bonds owned by the company, market

value 6,498 00

Loans and collaterals 1,441 83

Interest due and accrued 464 25

Cash in company's office and in bank. ... 952 78

County orders 706 57

Premium notes $16,681 19

Total admitted assets $13,977 43

LiaMlities :

Premium notes $16,681 19

Surplus as regards policy holders $13,977 43

Income during year :

Cash premiums received $ 650 49

Interest on mortgages 2,188 94

From other sources 64 54

Actual cash income $2,903 97

y Expenditures during year:

Amount paid for losses $963 68

Salaries and fees 242 00

Taxes paid 72 49

All other payments and expenses 1,384 08

Actual cash expenditiires $2,662 25

Stocks and honds in statement :

Par value. Market value.

251 shares Nat. Mechanics Bank of Baltimore. . . $2,510 00 $4,769 00

9 shares Nat. Union Bank of Baltimore 675 00 729 00

One bond State of Md. Penitentiary loan, 1896. . 1,000 00 1,000 00

$4,185 00 $6,498 00
Total amount at risk December 31, 1896 $264,642 61



44 Mutual Fire Insurance Co. of Carroll Co., Md.



Business in Maryland in 1896 :

Fire risks written in 1896 |25,996 48

Premiums received 72 00

Losses paid 963 68

Losses incurred 963 68



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

MUTUAL FIRE INSURANCE COMPANY
OF CARROLL CO., MD.

Commenced Business 1S70.

Dr. J. W. Herring, Presidetit. Richard Manning, Secretary.

Principal Office, Westminster.

Summary of assets December 31, 1896 :

Real estate S 2,935 00

Stocks and bonds owned by tbe company, market

value 17,940 00

Premium notes in force : $297,088 00

Total admitted assets $20,875 00

Liaiilities :

Premium notes in force §297,088 00

Surplus as regards policy holders $20,875 00

Income during year :

Cash premiums received $8,812 06

Interest on mortgages, bonds, real estate 783 58

From other sources 1,340 67

Actual cash income $10,936 31



Expenditures during year :

Amount paid for losses $7,290 09

Interest on borrowed money • 203 24

Salaries and fees 1,188 45

Taxes paid 41 24

Cash in bank 1,403 00

All other payments and expenses 810 29

Actual cash expenditures $10,936 31



Mutual Fire Insurance Co. of Cecil Co., Md. 45



Stocks and bonds in statement :

Par value. Market lalue-

3 bonds Northern Pacific R. R., 2nd mtge $3,000 00 $8,540 00

Ohio & Mississippi R. R., Springfield Div 2,000 00 2,000 00

50 shares preferred stock Southern R. R 5,000 00 1,500 00

8 shares Third National Bank of Baltimore 800 00 800 00

50 shares Firemens Insurance Co. of Baltimore. 900 00 1,250 00

25 shares of stock Nat. Ex. Bank of Baltimore. . 2,500 00 3,250 00

80 shares Union Nat. Bank of Westminster 2,000 00 3,800 00

8 shares Com. and Farmers B'k of Baltimore. . . 800 00 1,000 00

1 bond Northern & Pacific R. R., 3d mtge 1,000 00 800 00

$18,000 00 $17,940 00

Total amount at risk December 31, 1896 $4,330,164 00

Business in Maryland in 1896 :

Fire, marine and inland risks written in 1896 $424,720 00

Premiums received 1 ,698 88

Losses paid 7,290 09

Losses incurred 7,290 09



SWORN STATEMENT FILED IX THIS DEPARTMENT OF THE

MUTUAL FIRE INSURANCE COMPANY
OF CECIL CO., MD.



Commenced Business 1847.



Jacob Tome, President. John M. Tucker, Secretary.

Principal Office, Elkton.



Summary of assets December 31, 1896 :

Cash in company's office and in bank $6,141 08

Premiums in course of collection 41 63

Premium notes $262,880 31



Total admitted assets $6,182 71

Assets not admitted in Maryland^ :
Office furniture and safe $500 00



Liaiiliiies :

Losses reported, adjusted and unpaid $1,221 72

Premium notes $262,880 31

All other liabilities as per detailed statement on

file 302 06



Gross liabilities, exclusive of capital 1,523 78



Surplus as regards policy holders ^ $4,658 93



4:6 Mutual Fire Insurance Co. of Frederick Co.^ Md.



Income during year:

Cash premiums received $16,679 47

Interest on mortgages, bonds and real estate .... 98 22

Amount received for assessments 83 56

From other sources 150 57

Actual cash income $17,011 82

E-xpenditures during year:

Amount paid for losses $11,346 21

Amount paid for rent 150 00

Salaries and fees 1,847 50

Taxes paid 91

Cash returned during the year to members who

have discontinued their policies 20 85

All other payments and expenses 1,179 56

Actual cash expenditures $14,545 03

Business in Maryland in 1896 :

Fire risks written in 1896 $3,158,061 00

Premiums received 16,679 47

Losses paid 11,346 21

Losses incurred 8,425 47



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

MUTUAL FIRE INSURANCE COMPANY
OF FREDERICK CO., MD.

Commenced Business 1S44.

Charles E. Trail, Preside/it. John N. Cutshall, Secretary.

Principal Office, Frederick.

Summary of assets Decemher 31, 1896 :

Eeal estate $15,000 00

Loans on mortgage of real estate 11,000 00

Stocks and bonds owned by the company, market

value 1,150 00

Loans on collaterals 800 00

Cash in company's office and in bank 810 36

Premium notes $182,626 40

Total admitted assets $28,760 36



Mutual Fire Insurance Co. of Frederick Co.^ Md. 47



Liabilities :

Cash deposits $2,405 00

Earned credits due policy holders 2,129 22

Premium notes §182,626 40



Gross liabilities, exclusive of capital 4,534 22

Surplus as regards policy holders $24,226 14

Incovie during yeojr :

Cash premiums received

Interest on mortgages, bonds and real estate. . .

Cash received during the year for rent

From other sources



$3,611


69


671


48


970 00


13


80



Actual cash income §5,266 97



Expenditures during year :

Amount paid for losses § 298 37

Cash paid to members who have discontinued

their policies ....

Salaries and fees

Taxes paid

Paid during the year for interest on earned

credits and cash premiums

All other payments and expenses

Actual cash expenditures §2,101 92

Stocks and bonds in statement :

Par value. Market value.

1 certificate of stock, Franklin Savings Bank . . . §1,000 00 §1,150 00



125


00


1,017


78


278


62


277


90


104


25



Total amount at risk December 31, 1896 §1,322,201 00

Business in Maryland in 1896:

Fire risks -n-ritten in 1896 §68,781 00

Premiums received 15,652 35

Losses paid 298 78

Losses incurred 18 79



48 Mutual Fire Insurance Co. in Harford Co.^ Md.



SWORN STATEMENT FILED IN THIS DEPARTMENT OF THE

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