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Assignment of, when valid and what constitutes. — See 56 A.
D. 747.

1298



Tit.XI.ch.I.art.L] insurance, generally. § 2527

Attaching application to policy, wliat a sufficient. — See 18 L.
N. S. 1190.

Authority of insurance agency — As to, generally, see 2 A.
C. 97.

Same — Effect of limitation on agent's authority to waive con-
ditions in insurance policy. — See 2 A. C. 112; 9 A. C. 380.

Same — Right of insurance agent to commission on renewal
premiums after termination of agency. — See 7 A. C. 1169.

Bankrupt, life insurance as assets of. — See 50 L. 33.

Bankruptcy or insolvency proceedings or assignment for
benefit of creditors, effect of on fire insurance. — See 15 L. N. S.
827.

Bawdy-house or furniture, insurance thereon. — See 18 L. N.
S. 214.

Beneficiary — Change of — As to generally, see 5 L. 95; 15 L.
350; 63 L. 862.

Same — Same — By will. — See 4 L. N. S. 939.

Same — Effect of becoming self-supporting on mutual benefit
certificate. — See 7 L. N. S. 393.

Same — Power of insured to destroy rights of — In case of
benefit societies. — See 49 L. 749.

Same — Same — In case of regular life policy. — See 49 L. 737.

Same — Right to change as affected by consideration from
beneficiary originally named. — See 12 L. N. S. 1206.

Same — Statute permitting cliange of as affecting riglits of
under policy previously issued.— See 8 L. N. S. 923.

Same — Who may be considered as "dependent" within re-
strictions as to, of mutual benefit associations. — See 2 L. N. S.
653.

Benefit association — Certificate in — As to generally, see 2 L.
788; 5 L. 98; 8 L. 113; 12 L. 210.

Same — Same — Construction of. — See 8 L. 113.

Same — Conflict between by-laws and certificate. — See 47 L.
681.

Same — Distinction of certificate in, and life policy. — See 5 L.
98; 12 L. 210.

Same — Is it an insurance company. — See 38 L. 33-54.

Same — Liability of member to action for assessment. — See
23 L. 435.

Same — Power of insured to destroy rights of beneficiary. —
See 49 L. 749.

Same — Powers of members of. — See 2 L. 163.

Same — Previous rejection by, as declination or refusal of
insurance within meaning of application for life insurance. —
See 4 L. N. S. 247.

Same — Rights of members of as affected by by-laws. — See 5
L, 96.

Same — Rules of pleading in action on certificate of. — See
2 L. 788.

1299



§ 2527 CIVIL CODE. [Div.III.Pt.IV.

Same — Who are members of "family" within contract of. —
See 3 L. N. S. 334.

Same — Who may be considered as "dependent" within restric-
tions as to beneficiaries. — See 2 L. N. S. 653.

Benefit certificates — Effect of adoption of by-laws by frater-
nal insurance order upon those already issued. — See 1 L. N. S.
1065.

Benefit insurance — Forfeiture of certificate of by default of
subordinate lodge.- — See 50 L. Ill; see "Benefit association,"
this note.

Benefits issued by company as evidence of meaning of con-
tract. — See 5 L. 808.

Betrothed wife — Right to insure life of promised husband. —
See 53 L. 825.

Same — Validity of life insurance for benefit of. — See 19 L.
187.

Bicycles, of. — See 47 L. 307.

Bond for title, effect of to defeat unconditional and sole
owner. — See 5 L. N. S. 512.

Books of account, admissibility to prove amount and value
of insured goods. — See 52 L. 721.

Breach, by tenant or mortgagee, effect of on policy. — See 12
L. N. S. 84; 18 L. N. S. 197.

Burden of proving breach of condition under accident policy.
—See 13 L. 263.

By-laws — Conflict between, and certificate or policy of a
mutual benefit society or insurance company. — See 47 L. 681.

Same — ^Effect of adoption of by fraternal insurance order
upon benefit certificates already issued. — See 1 L. N. S. 1065.

Same— Of benefit society — Conflict between, and certificate
or policy. — See 47 L. 681.

Same — Same — Rights of members as affected by. — See 5 L. 96.

Same — Reasonableness of new, as implied condition of con-
sent to change of.- — See 8 L. N. S. 521.

Same — Retroactive effect of, of mutual insurance company
changing period during which policy may be contested for
suicide. — See 12 L. N. S. 504.

Same — Rights of members of benefit society as affected by. —
See 5 L. 96.

Cancelation of policy, authority of as to respecting. — See 10
L. 144.

Carrier, subrogation of to rights against insurer. — See 3 L.
426.

Cause of loss or death — Admissibility of findings of coroner
to show cause of death. — See 68 L. 288.

Same — By explosion. — See "Explosion," this note.

Same — By lightning. — See 26 L. 267.

Same — By suicide. — See "Suicide," this note.

1300



Tit.XI.ch.I.art.l.] INSURANCE, GENERALLY. § 2527

Same — By voluntary exposure to unnecessary danger. — See
40 L. 432.

Same — Death by medical treatment. — See 3 L. 486.

Same — Death caused l>y crime. — See 6 L. 495; 9 L. 685.

Same — Death while under influence of liquor. — See 3 L. 486.

Same — Death while violating- law. — See 3 L. 486; 13 L. 838.

Same — Restrictions as to occupation and employment in pol-
icy of insurance. — See 9 L. 685.

Same — Under accident polic5-. — See "Accident policy," this
note.

Certificate in benefit association — As to, generally, see 8 L.
113,

Same — Distinction between, and life policy. — See 5 L. 98; 12
L. 210.

Same — Rules of pleading in action on. — See 2 L. 788.

Certificate of magistrate, necessity for, and waiver of. — See
23 A. S. 258.

Change of beneficiary. — See "Beneficiary." this note.

Change of risk — Condition as to. — See 4 L. 538.

Change of title or interest — Effect of on insurance, gener-
ally, see 4 L. 539, 541; 9 L. 627; 11 L. 293.

Same — Transfer by one partner of his interest to other mem-
bers of firm as a prohibited change or alienation of interest. —
See 18 L. 482.

Commissioner of insurance. — See Pol. C. §§ 594-643 and notes.

Concealment or misrepresentations, when avoid. — See 35 A.
R. 629.

Conditions of contract or policy — As to keeping and producing
books and papers — Keeping books and vouchers — See 51 L. 699.

Same — Same — Keeping books or vouchers in a safe or safe
place. — See 51 L. 709.

Same — Same — Producing liooks and papers. — See 51 L. 702.

Same — Against ceasing to operate mill or machinery. — See
8 L. 81.

Same — Against change of risk. — See 4 L. 538.

Same — Against increase of risk. — See 10 L. 359.

Same — Against incumbrance — Generally, see 1 L. 218; 4 L.
538.

Same — Same — Effect of upon renewal, substitution, or altera-
tion of incumbrance upon Insured property. — See 20 L. 400.

Same — Same — What constitutes a breach of. — See 8 L. 73.

Same — Against keeping petroleum or other inflammable fluids,
when violated. — See 37 A. R. 650.

Same — Against other insurance. — See 4 L. 848; 49 L. 208.

Same — Against vacancy and non-occupancy. — See 8 L. 79; 9
L. 81, 82.

Same — Breach of, burden of proof as to. — See 13 I>. 263.

Same — Inception of policy. — See 13 L. N. S. 826-870.

1301



§ 2527 CIVIL CODE. [Div.III,Pt.IV.

Same — Requiring payment before delivery of policy, waiver
of. — See 57 A. R. 514.

Same — Taking- effect, effect of stipulations as to. — See 17
L. N. S. 1144-1156.

Same — That books and inventories be kept in a safe, what
books, etc., necessary to comply with the requirements of the
iron-safe clause. — See 15 L. N. S. 471.

Same — Waiver of conditions or defense based on. — See 1 L.
222; 1 L. 563; 8 L>. 74.

Cor^i'^t of laws, as to in construction of contract of insur-
ance. — See 63 L. 856.

Consciousness of dangers, effect of on provision as to vol-
untary exposure to unnecessary danger. — See 40 L. 434.

Consent of person whose life is insured as a condition prece-
dent. — See 56 L. 586.

Constitutionality of statutes providing damages or penalty
for refusal or failure of insura^nce company to pay losses. —
See 5 A. C. 405.

Construction of contract — As to, generally, see 5 L. 799, 808;
7 L. 217; 11 L. 340; 13 L. 263.

Same — Certificate of benefit society, of. — See 8 L. 113.

Same — Same — Distinction between and life policy. — See 5 L.
98; 12 L. 210.

Same — Conflict between by-laws and certificate, or policy of
mutual benefit society or insurance company. — See 47 L. 681.

Same — Conflict of laws as to. — See 63 L. 856.

Same — Effect of rider on slips attached to insurance poli-
cies. — See 30 L. 636.

Same — First and last days in computing time as to life of
policy. — See 49 L. 208.

Same — Nature of risk under insurance against loss by light-
ning. — See 26 L. 267.

Same — Pamphlets issued by company as evidence of mean-
ing. — See 5 K 808.

Same — Of reinsurance. — See 10 L. 423.

Same — Rights of members of benefit society as affected by by-
laws. — See 5 L. 96.

Same — Strict, of clause operating by way of forfeiture. —
See 4 L. 538.

Same — When contract entire and when severable. — See 8 L.
834.

Constructive total loss of insured buildings — As to, gener-
ally, see 56 L. 784-792.

Contract or policy of — As to, generally, see 2 A. C. 17; 2 A.
C. 99; 9 A. C. 916; 24 L. 296; 63 L. 833-867.

Same — Actions on. — See "Actions on contract of," this note.

Same — Cancelation and forfeiture of, as to, generally, see 7

1302



Tit.XI,ch.I,art.I.] INSURANCE, GENERALLY. §2527

L. N. S. 1163; 10 L. N. S. 198; 12 L. -N. S. 881; 13 L. N. S. 805;
13 L. N. S. 889; 17 L. N. S. 246; 18 L. N. S. 902; 18 L. N. S. 1219.

Same — Conditions — Against incumbrances. — See 1 L. 18; 4 L.
538; 8 L. 73; 20 L. 400.

Same — Same — As to keeping and producing books and pa-
pers.— See 51 L. 699.

Same — Same — Location of movable property. — See 26 L. 267.

Same — Same — Other insurance. — See 4 L. 848; 10 L. 359; 11
L. 299; 49 L. 208.

Same — Same— Title and change of interest. — See 4 L. 539; 9
L. 627; 11 L. 293; 18 L. 481, 482; 38 L. 562-565.

Same — Same — Title and increase of risk — As to generally,
see 1 L. 222; 1 L. 563; 4 L. 538; 8 L. 74, 79, 81; 13 L. 263.

Same — Construction of — As to generally, see "Construction,"
this note.

Same — Damage or penalty for refusal or failure of insurance
company to pay loss, constitutionality of statutes providing. —
See 5 A. C. 405.

Same — Divisibility of insurance companies. — See 2 A. C. 22;
11 A. C. 805.

Same — Effect of general notification by agent of arrival of
policy, when the company has substituted another form of
policy for that applied for. — See 12 L. N. S. 421.

Same — Effect of rejection of portion of application. — See 5
L. N. S. 739.

Same — Entire when and when severable. — See 8 L. 834.

Same — Forfeiture and suspension — As to generally, see 1 L.
256; 2 L. 118; 4 L. 538; 5 L. 806; 9 L. 189; 9 L. 317; 14 L. 283;
26 L. 112; 49 L. 208; 50 L. 111.

Same — Same — Paid up and nonforfeiting policy of life in-
surance. — See 15 L. 449.

Same — Incontestability, provision as to, see 47 L. 247-261.

Same — Insurance on bawdy-house or furniture therein. — See
18 L. N. S. 214.

Same — Liability on, issued by domestic corporation upon the
life of a non-resident to local transfer tax. — See 10 L. N. S.
1089.

Same — On life of minor. — See 57 L. 496.

Same — Paid-up insurance, surrender value, extended insur-
ance. — See 8 L. N. S. 193; 13 L. N. S. 1046; 16 L. N. S. 316.

Same — Parol assignment of insurance policy, validity of. —
See 5 A. C. 410.

Same — Premiums and assessments — As to generally, see 1 L.
146; 2 L. 786; 8 L. 115; 14 L. 283; 20 L. 407; 23 L. 435; 57 L. 69.

Same— Same — Notice, as to.— See 2 L. 118; 5 L. 806; 49 L.
208; 63 L. 862.

Same — Reformation of. — See 2 L. 64; 3 L. 189: 5 L. 712; 6 L.
210; 6 L. 838; 2 L. N. S. 548; 11 L. N. S. 357; 12 L. N. S. 907.

1303



§ 2527 CIVIL CODE. [DiV.III.Pt.IV.

Same — Same — Action on, as bar to. — See 12 L. N. S. 907.

Same — Representations and warranties — As to generally, see
1 L. 564; 7 L. 217; 8 L. 70; 10 L. 666; 13 L. 263; 39 L. 265; 63 L.
864.

Same — Same — False representation as to previous application
for insurance.— See 55 L. 122-138.

Same — Same— Innocent misrepresentation as to help, effect
of. — See 53 L. 193.

Same — Requisite of a present oral contract of insurance. —
See 5 I-., N. S. 407.

Same — Termination of — As to generally, see 8 L. 719; 10 L.
144; 30 L. 69.

Same — Same — Effect of expulsion from society. — See 25 L.
149.

Same — Validity of fire insurance on property illegally used. —
See 40 L. 845.

Same — Validity of, in violation of statute. — See 12 L. N. S.
612.

Same — Validity of life insurance to secure debt of insurer. —
See 53 L. 462.

Same — Validity of oral. — See 6 A. C. 624; 22 L. 768-772.

Same — Validity of statute providing shall not be avoided for
immaterial false warranty. — See 7 A. C. 1107.

Same— Waiver of conditions by insurer's failure to inquire
into existing facts. — See 9 A. C. 994.

Same — When complete. — See 69 A. S. 143.

Same — ^When is consummated. — See 9 A. C. 220.

Contract to convey, as breach of condition in insurance pol-
icy against change in title or interest. — See -3 L. N. S. 107.

Contributory negligence as a defense in suit under accident
policy.— See 13 L. 266.

Co-operative, infants as members of. — See 17 L. 547.

Corporation, insurance of officer of for benefit of. — See 16
L. N. S. 1020.

Cousins, have an insurable interest in a life. — See 14 L. N. S.
1172.

Creditor — Insurable interest — In life of debtor. — See 2 L. 844.

Same- — -Insurance in behalf of.— See 53 L. 462-465.

"Cyclone," meaning of in insurance policy. — See 8 L. N. S.
308; 2 W. & P. 1809.

Damages or penalty for refusal or failure of insurance com-
pany to pay losses, constitutionality of statutes providing. — See
5 A. C. 405,

Days of grace, in payment of premium on policy. — See 14 L.
284.

Death — As a disability.— See 38 L. 537.

Same — Caused by crime. — See 6 L. 495; 9 L. 685.

Same — Caused by medical treatnrient. — See 3 L. 486.

1304



Tit.XI.ch.I.art.I.] INSURANCE, GENERALLY. § 2527

Same — While committing a public offense. — See 9 L. 686.

Same — While traveling-. — See 9 L. 686.

Same — While under influence of liquor. — See 3 L. 486.

Same — While violating law. — See 3 L. 486; 13 L. 838.

Same — ^While violating rules of insurance company. — See 9
L. 686.

Default — Forfeiture by reason of. — See "Forfeiture," this
note.

Same — Of subordinate lodge, forfeiture of benefit certificate
by.— See 50 L. 111.

Defense — Based on conditions, waiver of. — See 1 L. 222; 1 L.
563; 8 L. 74.

Delivery of policy. — See Kerr's Cyc. C. C. § 2586 and note pars.
14-18.

"Dependent," who may be considered as within restrictions
as to beneficiaries in mutual benefit associations. — See 2 L. N.
S. 653.

Description of insured property, mistakes in. — See 16 A. D.'
462.

Determination as to, by tribunals of association. — See 49 L.
363, 372.

Distinction between certificate in benefit society and life
policy.— See 5 L. 98; 12 L. 210.

Distribution of assets of insolvent insurance company — Con
tract rights. — See 38 L. 110.

Same — Priorities on. — See 38 L. 103.

Same — Special funds. — See 38 L. 108.

Same — Valuation and adjustment of claims. — See 38 L. 100

Same — Who to make. — See 38 L. 97.

Distribution of surplus upon dissolution of mutual insurance
company. — See 3 L. N. S. 653.

Dividends, application of to interest in case of paid-up and
nonforfoiting policy of life insurance. — See 15 L. 453.

Divisibility of insurance contracts. — See 2 A. C. 22; 11 A. C.
805.

Divorce, as affecting wife's liglit to insurance upon husband's
life.— See 50 L. 552,

Double insurance — Definition of. — See 88 A. D. 477; 28 A. S.
821; 15 L. 127; 1 L. ed. 867; 3 W. & P.- 2185.

Same — Insurance by carrier and by owner of goods as. — See
11 A. C. 960.

Same — What constitutes for purposes of apportionment of
loss. — See 15 L. 127.

Drowning, as an accident within accident policy. — See 30 L.
211.

Duty of insured to submit to examination and furnish infor-
mation. — See 52 L. 424.

Duty to notify insurer of facts which develop after submis-

1305



§ 2527 CIVIL CODE. [Div.III.Pt.IV.

sion of application, but before delivery of policy or certifi-
cate. — See 8 L. N. S. 983.

Effect of condition against other insurance in same com-
pany.— See 5 L. N. S. 579,

Effect of limitation on agent's authority to waive conditions
in insurance policy.— See 2 A. C. 112; 9 A. C. 380.

Effect of receipt of insurance money — To mitigate damages
for personal injuries. — See 67 L.. 87.

Same — To mitigate damages for wrongful death. — See 67
L. 92.

Effect of stipulations seeking to make agent of insurer agent
of the assured. — See 77 A. D. 724.

Effect on insurance upon building of forfeiture as to per-
sonal property. — See 19 L. 217.

Employment, restrictions as to in accident policy of insur-
ance. — See 9 Li. 685.

Entirety of, policy void as to part of property, whether void
in toto.— See 74 A. D. 498; 38 A. R. 230.

Estoppel. — See "Waiver," this note.

Same — Bad faith of assured as affecting, of insurer to set up
falsity of answers in application, because of agent's knowledge
of such falsit5^ — See 14 L. N. S. 279.

Same — By application made out by agents. — See 9 A. S. 229.

Same — By insurer's election to rebuild. — See 26 L. 857.

Same — Effect of agent's insertions in the application of false
answers to the questions correctly answered by insured. — See
4 L. N. S. 607.

Same — Effect of insurance agent's mistake in designating lo-
cation of property. — See 2 L. N. S. 548.

Same — Effect of knowledge of agent acting in two capacities.
—See 3 L. N. S. 444.

Same — Knowledge of fraud of insurer's agent. — See 5 L. 646;
16 L. 33.

Same — Of mutual benefit society by misrepresentation as to
loss of the order. — See 14 L. N. S. 540.

Same — Parol evidence as to varying or contradicting written
contracts as affected by the doctrine of. — See 16 L. N. S. 1165-
1264.

Same — Provisions in the insurance policy in respect to va-
cancy as affected by agent's representations or knowledge. —
See 4 L. N. S. 758.

Same — Retention of policy. — See "Waiver," this note.

Exemption of proceeds of insurance. — See 19 L. 34.

Explosion — ^Effect of escape and explosion of gas upon lia-
bility of insurer. — See 29 L. 359.

Same — Liability of insurer for loss caused by. — See 19 L. 594.

Expulsion from benefit society, effect of. — See 25 L. 149.

Extent of injury — Conflict of laws as to value of policy. —
See 63 L. 866.

1306



Tit.XI,ch.I,art.I.] INSURANCE. GENERALLY. § 2527

Same — Constructive total loss of insured building — As to,
generally, see 56 L. 784-792.

Same — How far aggregate of several policies is binding as to
value of insured property. — See 26 L. 107.

Same — Insurer's option to rebuild. — See "Option to rebuild,"
this note.

Same — Laws governing as to damages and interest ex mora. —
See 63 L. 868.

Same — Marine insurance. — See "Marine insurance," this note.

Same — Measure of recovery as affected by insurable inter-
est. — See 2 L. 845.

Same — What constitutes double insurance for purposes of
apportionment of loss. — See 15 L. 127.

Same — What constitutes total disability — As to, generally, see
38 L. 529-539.

Extrahazards, effect of. — See 11 L. 299.

Extrinsic evidence to control or vary policy. — See 2 A. D. 364.

Failure to pay assessment between day of accident and time
of death, effect of. — See 26 L. 112; "Forfeiture," this note.

False representations as to previous application for insur-
ance.— See 55 L. 122-138.

False warranty, immaterial, validity of statutes providing
that insurance contract shall not be avoided for. — See 7 A. C.
1107.

"Family," who are members of within contract of benefit so-
ciety.— See 3 L. N. S. 334.

Fidelity, nature of, and rules governing. — See 100 A. S. 774;
also note § 2772, post.

Fire^Alterations in premises, when avoid policy. — See 26
A. S. 407.

Same — Conclusiveness of as against insured or beneficiary. —
See 44 L. 856.

Same — Conditions — As to use of premises, construction of. —
See 30 A. S. 731.

Same — Same — Requiring notice of other insurance to be in- ■
dorsed on the policy. — See 64 A. D. 221.

Same — Forfeiture, hazard, increase of, what results in. — See
66 A. S. 691.

Same — Loss by, what included in. — See 45 A. D. 657.

Same — Loss, total, what is. — Sec 59 A. S. 810.

Same — Overvaluation of insured property, effect of. — See 29
A. D. 616; 25 A. R. 74.

Same — Right of insurer to rebuild or repair.— See 11 A. R. 57.

Same — Use or keeping of forbidden materials, when avoids
policy. — See 24 A. R. 150.

Same — What property included within policies respecting. —
See 22 A. R. 253.

First and last days in computing time on — As to generally,
see 49 L. 208.

1307



§ 2527 CIVIL CODE. [DiV.III.Pt.IV.

Same — As to life of policy. — See 49 L. 208.

Same — Of nonpayment of premium or assessment. — See 49 L.
208.

"For whom it may concern. "-^See 16 A. D. 323.

Foreign insurance companies— Effect of location of insured
property within the state to prevent action by foreign insur-
ance company on contract made in another state. — See 9 L. N.
S. 417.

Same — Effect on insurance where the statutes regulating the
business of, haA'e not been complied with. — See 20 L. 405-409.

Same — Exclusion of. — See 24 L. 312.

Same — Not complying with the law, right to enforce domes-
tic contract. — See 9 A. C. 338.

Same — Restriction on business of. — See 24 L. 298-303.

Same — Revocation of license of on account of removal of ac-
tion to Federal court. — See 1 L. N, S. 1019.

Forfeiture — -As to, generally, see 2 A. C. 99; 8 A. C. 497.

Same — Acts and knowledge of agents, when prevent. — See 9
A. S. 236.

Same — By failure to furnish proof of loss or death within
a stipulated time. — See 18 L. 85.

Same — Conflict of laws as to. — See 63 L. 862.

Same — Discontinuance of cause of, whether revives. — See 80
A. S. 305.

Same — Effect of failure to pay assessment between day of
accident and time of death.— See 26 D. 112.

Same — Effect on assignee 6f assignor's act of. — See 18 L. 136.

Same — Estoppel to insist upon because of knowledge of agent.
— See 26 A. R. 370.

Same — First and last day of computing time in case of non-
payment. — See 42 L. 908.

Same — For breach of a promissory warranty. — See 2 A. C. 99.

Same — For nonpayment of assessment.— See 9 L. 189.

Same — For nonpayment of premium. — See 5 L. 806.
. Same — Same— Waiver of. — See 1 L. 256; 9 L. 317.

Same — For nonpayment of premium note. — See 9 L. 317.

Same — Not favored in law. — See 2 L. 118; 9 L. 199.

Same — Occurring after issuance of policy and before loss. —
See 10 L. N. S. 1064-1089.

Same — Of benefit certificate by default of subordinate lodge. —
See 50 L. 111.

Same — Reinstatement.— See "Reinstatement," this note.

Same — Silence or failure to act by insurer having notice of
breach of condition in policy, as waiver of forfeiture for
breach. — See 8 A. C. 500.

Same — Strict construction of clause providing for. — See 4 L.
538.

Same — Waiver of. — See 15 L. 454.

1308



Tit.XI,ch.I,art.I.] insurance, generally. § 2527

Same — Same — For nonpayment of premium. — See 1 L. 2iJG; 9
L. 317.

Fraud — As to terms of policy, waiver of by retention of pol-
icy. — See 67 L. 70S.

Same — By agent, effect of ex necessitate in making proofs
of loss under fire insurance policy. — See 9 L. N. S. 485.

Same — Effect of on contract of insurance. — See 19 L. 218.

Habits or occupation of insured, time covered by provision or
representation with respect to. — See 5 L. N. S. 283.

"Hazardous" and "extrahazardous," meaning of.^See 97 A.
D. 798; also 4 W. & P. 3224.



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