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United SUtes bonds 834,865.00

New York state bonds 61,750.00

King's ooonty bonds. 118,000.00

Brooklyn dty bonds 774,185.00

Temporary loans secured 93,600 00

CaBh.on hand and in bank 881,637.85

Premium loans on policies in force, the

reserve on which is over $1,500,000. . . 1,081,189.89
Due from agents and in course of trans-
mission 199,175.60

Deferred premiums 38.698.38

Acc^ed interest and rents 60,888.88

$4,317,569.39
Total liabilities including capital stock
and reserve by legal standard of New
York 3,650,000.00

SURPLUS $667,569.39

Ratio of commissions paid to premi-
ums received in the year 8.18

Total premiums received since otgani-
aatlon $8,706,849.00

Total policy claims paid since organi-
•ation 1,960,979.00

Total dividends paid since organization 1,687,780.00

Total paid policy-holders, including
policy claims, dividends, and surren-
dered poUciee 4,488,063.00

Ratio of amount paid policy-holders to
total amount of premiums received . . 60 . 91



OFFICERS.

GEORGE C. RIPLEY, PrtMtnt.

WM. J. COFFIN, Secretanf and Actuary,

L H. FROTHINCfflAM,



m JERSEY FIRE, M. & I.

INSURAJ^CE COMPANY,

OF CAMDEV.

Ofpice, 313 Walnut St., PHiLADEiJ»inA.
Cash Capital, $201,100.00.

J. T. AUDENRTED Pres't.

WILLIAM McGEORGE, Jr., Vice-Pres't

JONAS LIVERMORE, Treas.

GEO. E. WAGNER, Sec'y.

[Fire Insnranee Only.]

T. J. TEMPLE, Agent,

No. 163 Broadway, New York.



THE

iGBICnLTML INS. CO.,

Op Watertown, N. Y.

Chartered in 1858.
Insures nothing but

PriTate ResiHences and Fan Property

Against l098 or damage by lightning,
as well as fire.

Assets, Jan. 10, 1863 t 95,572.28

Assets, Jan. 1, 1875, over. . ..$1,003,000.00



JOHN C. COOPER, President.

ISAAC MUNSON, Secietary.



CHARTER OAK

LIFE

Insurance Company,



ad



CO



o

s



oo
or

o



HARTFORD, CONN.



This old and successful Oompany transacts the
business of Life Insurance on all the usual plans,
and at much lower rates than other Mutual Compa-
nies. It also presents to the public an entirely new
plan, known as

DEPOSIT INSURANCE,

which is far superior to any Tonmni or other plan
upon which payment of profits is deferred. The at-
tention of the public is called to this plan, as con-
taining features of unequaled excellence. Circulars
can be obtained fh>m the Company, or any of its
agents.



E. 0. GOODWIN,

GENERAL AGENT FOR NEW YORK,

Vo. 161 Broadway



IneorporateA 18S8*

AMERICAN

CENTRAL

INSURANCE COMPANY,
ST. LOUIS.



GBO. T. CRAM, Prerident

S. M. DODD, Vice-Preddent.

JAS. NEWMAN, Secretary.

CHAS. BRANCH Assistant Secretary.

W. H. PULSIFBR, Treasurer.

A88BT8, Jan. 1, 187S.

Cash Gafital, $275,000.00

Surplus, 410,089.21

1685,089.21

BOABD OF TBXniTSXB.

Geo. P. Plant, F. A. Reuss,

John Wahl, C. N. McDowell,

Gen. James L. Minor, F. H. Pieper,

James Newman, LeeR. Shiyock,

Morris Taussig, Bam. Wade.

H. C. Coc^lC Dare Rorick,

Geo. A- Madill, J. W. Proctor,

S. M. Dodd, 8. B. GUbert,

C. H. Pratt, W. H. Pulsifer,

William Stoker, George L. Joy,
George T. Cram.



MOHBOSB ft MULVILLE, Agenti,
156 Broadway, Nbw Yobx City.



ST. LOUIS



XiIFS



INSURANCE COMPANY,

BOMM OmCB, *

ST. I-OXJIS.



Paid-up Capita], $1,000,000

Assets, OTer 7,800,000



Ratea Low. Plana Simple.

Contraota Daflnlta.



JAMBS B. bads, Prestdent.

A. M. BRITTON, yioe-Presid«nt.

S. W. LOMAX, , Secretary.

BBN. WILLIAMS, Manager •fAgsndea.



* Oampetent men wanted in an nnoeeapled
terrltenr. AMrwi the Hoait OO^

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;



THE CHRONICLE.



401



BERKSHIRE



LIFE INSURANCE COMPANY,



Pittsfleld, Mass.



InooHDonted 1851.



Every policy it NON-FORFBITABLB, not only
by its termSf bat nnder the statates of Masaachn-
■etts, which provide that, if the assured should, at
any time, fafl to pay premiums when dne, his pre-
minms already paid are not foffdUd to the Compa-
ny, bat are ased to ecnUHiMie his insorance for the
FULL AMOUNT OP HIS POLXCT, ontil they are ex-
hausted or folly earned by the Company.



%Sr Competent and reliable men wanted for Gen-
eral, District, and Local agents, for all anoccnpied
territory in the Bastem, Middle and Western SUtes.

Bend for plans and rates to home office.



THOMAS F. PLUNEBTT, PretlderU.

EDWABD BOLTWOOD, Tiee-PntL db Trtas.

JAMBS W. HULL,



THB



WOINGTON UFE INS. CO,

OP NEW YORK.
\ CYRUS C17RTI88, President.



Assets, : . . . . $4,500,000.00

Surplus, 704,254.44

The great and special feature of the Wahhinoton
is NONFORFEITABLE DIVIDENDS, that
hold policies in force tboagh the prcmi-
oms be anpaid. This feature is
the right of the policy-hold-
er, made so by the char-
ter of the Company.

W. A. BREWER, Jr., Viee-Prwident.

WILLIAM HAXTUN, Secretary.

CYRUS MUNN^. AfHetant-Seeretary.

Db. B. W. M'CREADY, AfecUcal BxamiMr,

B. 8. FRENCH, J9iq)eri»UetuierU qf Agencies.

Vo. 156 Broadway, Vew York.



Incorporated 1849. Charter PorpetuaU

No Marikb Risks Taken.

SPRINGFIELD

Fire and Marine Ins. Co.,
SPBINOFIELD, MASS.



statement Jan. 1, 1875.

Cash Capita], | 500,000.06

Total Assets, 1,266,145.0$

ASSETS.

CMhinbank $80,49e.n

Cash Id hands of agents. &4,653.47

Loans on real estate 311,388.37

Loans secured by government and R. R.

bonds and bank stocks 11.3,315.01

Bank stocks 181,015.00

Railroad Blocks 359,846.00

Railroad bonds 31,140.00

Loan to City of SprlngAeld, Mass 10,000.00

Cbarlestowu City water bonds 10,000.00

Real esUte 100,000.00

Accrued interest and other items. 84,494.8K

$1,886,145.83
Ontstanding losses. . . .$48,39110.



DWIGHT R. BMITH, President.

8ANF0RD J. HALL, SecrcUry.

ANDREW J. WRIGHT, Treaa'r.



RBCBIPTS AND DI8BURSSMENT8 OF THB



Connecticut Mutual Life



Dr.



INSURANCE COMPANY, OF HARTFORD, CONN.

JF^om date of organization, Dec. 15, 1846, to Dec. 31, 1874.



Or.



To Premiums recehred

Interefft and rents recelTod.



.$80,388,544.98
. 18,633,185.10



.$98,861,680.08



By payments to policy-holders, for claims by death

and matured endowments $30,800,874.58

Surplus premiums and Interest returned 85,300,707.67

Surrendered and lapsed policies 8,969,673.85



By payments for expenses:

Commissions to agents $6,907,411.75

Salaries of all officers, clerks, etc 664,590.70

Medical examiners' fees 309,341.06

Printing, stationery, rent, postage, exchange, adver-

tising, and sundry charges 766,687.78



-$49,571,355.05



8,647,981.36

By payments for taxes and profit and loss. 1,804,335.87

Balance, net assets, December 31, 1874 88,888,367.85



$96,861,680.08



Percentage of Seceipts Applied to Tarioiu Purposes.

Percentage of receipts returned to policy-holder! i 50.14

^ ** paid for expenses of management 8.75

" " paid for lAxes 1.83

** *' carried to retenre for liAbilities to mature and surplus 89.39

loaoo
JAMES GOODWIN, President.
JACOB L. GREENE, Sbcaktabt. | JOHN M. TAYLOR, Asb't-Sbcbbtabt.



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408



THE CHRONICLE.



HanoveR



FIRE



Insurance Company,



No. 120 BROADWAY,



NEW YORK.



Cash Assets, over $1,200,000



B. & WALCOTT, Praident.

I. REMSEN LANE, SecKtary.

C. L. ROE, Aa'tSec'y Local Dep'u



Agencies in all principal places in the United



T'SBj



NEW ENGLAND



Mntiial Life



INSURANCE COMPANY,

89 STATE STBBBT,



BOSTON.



Aoonmnlation, tl3,541,648.69

Annval retnms of Snrpliis niado

vpon tlie annlTersarj of Pro-

■AliiBis fklllBC duo.

BSNJ. F. BTSVBNS, Prtridmi.

JOS. X. GIBBBNS, SMrdar^,

W. C. WBIOHT, Aetwary,

DWIOHT FOSTSR,



Januabt 1, 1875.
Seyenth Annual Statement of the

NATIONAL LIFE

mSURANCB COMPANY,
Of the U. S. of America, Washington, D. C.

Chartered by Special Act of CoDgren.

Cash Capital $1,000,000.00

Total Assets, Jan. 1, 1875. . . . 8,580,225.81
Total Liabmties, Jan. 1, 75.. 2,155,027.11
Surplus, being security addi-
tional to the Reserve 1,425,198.20

Increase of Gross Assets dur-
ing the year 286,693.70

JOHN y. FABWBLL,....PiimDBKT.
L. D. OORTRIQHT... Ivw^p-«.»-
PAUL CORNBLL..... ric»-P™ «•

J. F. CRANK, SnOBSTABT.

EMERSON W. FEET, Aotuabt.

BBAHCH OFFICE, CHICAOO, ILL.

157 to 168 I««8aUo Strooi,

Where the bnitaieie of the Company is transacted.

CORTRIGHT & CARPENTER,
Managers,
OAeo, 409 Broadwaj, New Tor



ORO-JLIN-IZSI^ liN-lSSl.



PHINIX MUTUAL LIFE IN8. CO



JTANVABT let, 1875.



Assets, securely InTesled •10,105,613.94.

SURPLUS, free of aU Uabilities $1,127,400.84 I INCOME in 1874 $8,876,854.97

DIVIDENDS to Policy-kolders in 1874 929,970.43 | LOSSES p'd to families of deceased members in 74 872,812.49



Income.

1864 $ 188,051.89

1869 2,481,578.22

1874 8,376.85497



Dividends paid
Policy-holders.

$ 1,027.35
839,348.46
929,970.43



Losses
by death.

$ 55,200.00
335,59427

872,812.49



-Assets.
$ 472,355.15
5,082,818.54
10,105,613.84



An examination of these figures wlU show the progress made by the Company in the past ten years; and that, while it gnarantees ample secority to Policy-holderB,

it affords insarance at the lowest possible rates.



Since the commenceinent of its basinets, nearly a qnarter of a century ago, the Company has issaed OVER EIGHTIT-SEVBN THOVSANI^
POIilOIBS, has paid to its Policyholders, In dividends and death losses, MORE THAN TEN llIILIilON I»OI<I<ARS, and now atands on
Barer foondatlon than ever before.



K FES^ENDEN, Prbsidbnt.



J. F. BURNS, Secrbxaby.



J. M. H0LC0M3E, Ass't Sbcrbtabt.

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403



SCOTTISH COMMERCIAL

INSUIiANCE COMPANY,
Glasgow, Scotland.



Capital, $10,000,000.



Uiiteil States Branch, 176 Broadway, New M.

Secaritles and inrestments in the United States, in handa of insorance departments and trustees,

$000,000.

W. T. BEAD, AM't-Manager. JAB. M. BAHKIN, Besident Manager.



NEW HAMPSHIBE

FIRE ma CO.,

MANCHESTER, N. H.

PaaA-«p Capital, $950,000.00

CsMli Aas^s, a90,481.10

Ex-Gk>T. B. A, STRAW, Pr^HdeiU.

Got. JAS. A. WESTON, Vlce-PreHderU,

JNO. C. FRENCH, StcnUxry.

GEO. W. EASTMAN, AtHtUmi Secretary.

FRANK A. HoKEAN, SpedalAgerU,

OFFIOB IN NBW YORK,

iritli Plienlx Ins. Co., of Brooklyn.



THE



MANHAHAN



LIFE



INSURANCE COMPANY,



N-B^w" itorb:.



IVos. 156 and 159 Broadway.



30-0 EXPERIMJBSNT.



ESTABLISHED INSTITVTIOlf.



ORGANIZED A. D. 186a



HENRY STOKES PreridmL

a T. WElfPLE, Vke-Preeident,

J. L. HALSET, Secretary,

H. T. WEMPLE, l.U.'f.A«.il-rl-^

H. B. STOKES, '^AMirtMcreunu,

8. N. 8TEBBINS, AOMOry.



GERMANIA INS. CO.,



NEWARK, N. J.



Cash Capital, $215,600.

JAKES M. PATEBSON, Pre^kOmt.

JULIUS B. BROSB. Secretary.

THEOD. HORN, Surveyor.



Republic lof e

Iksubanops Company.

CENTRAL OFFICES

157, 159, 161, 163 lASalle SI.,

CHICAGO.

Branches in nearly all States of the Unioa.

A mm STOCK COIFANT.

Cash Assets, .... $2,$00,(H)0



Its Policies are Simple, D^lnlte, Straightforward
Contracts. Preminins within tlie reach of all claas-



OFFIOBR8.

JOHN y. FARWELL, President
PAUL CORNELL, First Vice-President
J. F. CRANK, Seoopd Yioe-PresldMkt
L. D. CORTRIOHT, Secretary.
E. W. FEET, Actnaiy.



TVvt




OF HABTFOBD, COVH.,

ISSUES POLICIES



GUARANTBBENI}— A stipulated sum incase
of death caused by accident

61JARANTBB1NG— A weekly indemnity In
case of total disability resulting from accident

GUARANTBEING-r-The amount of the Poli-
cy in case of death caused by accident, AND
indemnity for total disability.

Tbe Hartford Accident Ins. Co. has

an ample guarantee capital, capable directors,
and experienced officers.

The Hartford Accident Ins. Co. is the

only Company in the United States devoted ex-
clusively to Accident Insurance, that issues
both long and short term Policies, and Its man-
agers have had an experience in the business
extending over the entire history of Accident
Insurance in the United States.



ISAAC DAYIS,

Oeneral Agent Metropolitan District^
No. %S% Broadw^ajr

SECUBITY

Life Insurance & Annuity Company,
81 4 88 PIHE ST., KEW YORK.



., $3,510,539.21

,, 1,457,785.38

OFFicsns,

ROBBBT L. CAS E, PreeUUnL

THEO. R. WETMORB, ...Yice-PresiamL

ISAAC H. ALLEN,... Secretary.

ROBT. L. CASE, JR Actuary-



Competent solicitors lliberally dealt with on ap-
plication to

J. W. FLETCHER, Superintendent of Eastern
Agencies, No. 9S School street, Boston, Mass.

E. H. HOTCHKISS, Superintendent of Agencies
for New York City, Ac, Nos. 81 and 88 nae st.
New York.

C. H. BAKER, General Agent for Illinois, Chicago.

J. L. DAYMUDE, General \gent for Iowa, Baven-

port

E. F. REHM, General Agent for Missouri, St
Louis.

J. E. SPRINGER, General Agent for Indiana, In-
dianapolia.

E. MESSMORE, General Agent for Ohio, Minenra,
Ohio.



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404 THE CHRONICLE.



BROOKLYN LIFE INSURANCE CO.

Nos. 820 & 322 BROADWAY, NEW YORK.

ASSETS, $2,270,843^



CHRISTIAN W. BOUCK, Prkstoent. I WILLIAM M. COLE; Secretary.

WM. H. WALLACE, Vicb-Prbsidknt. 1 D. P. PACKLER, Consulting Actuary.

DANIEL AYRES, M. D., LL. D., Medical Director.

The only Company in the country which guaiantees definite Cash Surrender Values in case a Policy

is forfeited for non-payment of Premiums,

NIAGARA FIRE INS. CO.



26 Tears' Practical Experience. Vo. 201 Broadway, ITew York.



Assets, $1,500,000.



CENTRAli DEPARTHEBTT— For States of Omo, Indiana, Ejottuckt, Tennessee and West Virginia.

Messrs. SNIDER & LINDSEY, Managers, CINCINNATI, OHIO.

NORTHW^ESTERIV DEPARTMENT — ^For States of Illinois, Wisconsin, Minnesota, Iowa, Missouri, Nebraska,

Kansas and the Tbrritoribs. Mbbsrs. BEYERIDGE & HARRIS, Managers, CHICAQO, ILLINOIS.

L. R MORRIS, Manager State of Michigan.

Losses promptly adjusted by General Agents and paid by their drafts on the Company-

P. NOTMAN, Vicb-Pbbs't and Sbo'y. HENRY A. HOWE, Prbsidbnt.

GLOBE MUTUAL LIFE INSURANCE CO..

IVos. 345 and 347 Broadway, New ¥ork.



ASSETS, ::::::: $4480,076.44.



This Company ojfers new and important induaemenis,

PreminiBB are not forfeited in case of Policies being diBContinned; after tbree years, paid-np Policies are issued for whole amount of premiums received. This feature
is original with this Company. Dividends may be applied to increase the amount insured, or to reduce future premiums.

Aobhtb Wantxi>— To whom favorable arrangements will be made to work directly with the Ck>mpany.



JAMBS M. FREEMAN, Sbcrbtabt. PLINY FREEMAN, Prbsidknt.

WILLIAM STURGIS, Managing Director of Agengibs.
JAMES R HOSMER, Suf*t of Agbngibs. LORING ANDREWS, YiCB-PRssiDiarr.

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Online LibraryCosta RicaThe Chronicle: a weekly journal, devoted to the interests of ..., Volume 15 → online text (page 100 of 100)