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City of London Livery Companies' Commission: Report and Appendix, Volume 4 online

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(a), admitting that from thehntel (a) up to 18 inches above
the roof of No. 144 (No. 145 is higher than No. 144) the
wall is a party wall, and above that height that the wall of
No. 145 is the exclusive wall of the Company.

Mr. J. Anson also maintained that the description of the
premises in the leases granted by the Company " as abutting
on Lamb Alley," included the north wail to the lintel (a),
so far as it extended along the covered passage, and more
particularly as under this passage there is no cellarage but
only the solid earth.



Mr. Reilly, the survevor of the trustees of the parish
Charity, stated that he oelieved the frontage of Nos. 145
and 144, as depicted on the plan in case B, had continued
in its present state and aspect for upwards of 200 years,
and it will be seen that even from the basement to the
lintel (a) (the only part of the north wall in dispute) the
stucco or cement covers part of the north wall, though
perhaps not quite half thereof, and is shaped and colouml
to comport with No. 144, to say nothing of the most im-
portant point, that the north wall of No. 145 under the
covered passage is not straight as it would probably have
been had it b^ a continuance of the wall extending bqrond
the covered passage and the exclusive property of the
Company, but runs with a curve therefrom extending at
the widest point four inches into the entry, as ah^kdy
mentioned. The law of the case is free from doubt, for it
is stated by Bayley, J., in Cubitt v. Porter, 8 B. & C. 266,
that-

*' Evidence of common user by both parties justifies a
presumption, either that the wau was originally built on
land belonging in individual moieties to the owners of the
respective premises and at their joint expense, or that it
haa been agreed between them that the wall and the land
on which it stood should be considered the property of both
as tenants in common, so as to insure to each a continuance
of the use of the party wall."

It is also decided by Matts v. Hawkins, 5 Taunton, p. 20,
that if two persons have a party wall, one half of the thick-
ness of which stands on the land of each, they are not
therefore tenants in common of the wall or of the land on
which it stands, although the wall was erected at the joint
expense of the two proprietors, and see also Bradbee v,
Christ's Hospital, 4 M. & G. 761. Weston v. Arnold,
8 Chancery Appeal cases, 1084, merely decides so far as it
has reference to the matter in question, that a party wall
may be a party wall to such height as it belongs in common
to two buildings, and cease to be a party wall for the rest of
its height.

Under these circumstances I am of opinion that neither
the Company nor Dr. Fowler had any right to make the
doorway in question, the trustees of the parish Charity
being either entitled to the moiety of the wall adjoining
the aJley, or the tenants in common thereof with the Com-
pany of such wall from the ground up to the full height at
all events of No. 144.

At the inquiry the offer made on behalf of the trustees of
the parish Cnarity to grant a right to reopen and use the
doorway for a consideration of two guineas a year (in the
event of the Commissioners finding against the Company)
was accepted by the Company, provided that such doorway
did not jeopardise the policy of insurance effected or to be
effected upon Nos. 144 and 143, and subject to such proviso
I recommend this course to be adopted.

The only remaining point is with regard to costs. Each
party has consulted surveyors and taken the opinion of
counsel and been professionally represented at the inquiry,
but in mitigation at all events to some extent of l^e general
rule that the successful party is entitled to costs, it is to be
remembered that the dispute is not between individuals
but between two Charities, and that the doorway was made
and used for 15 continuous years to the full knowledge of
the tenant of Nos. 144 and 143, and without objection and
without the trustees of the parish Charity investigating or
informing themselves during so long a period of tfa» con-
dition of this particular piece of property, for they admit
that their non-interference arose from ignorance of iact.
All which I submit, Sec,



15th January 1875.



W. Skirrow.



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ACCOUNTS. — MSBCHAMT TATLOBS' COMPANY.



401



MERCHANT TAYLORS' COMPANY.

OHiWTABtB ACCOTTNTS FOR 1881,



MERCHANT TAYLORS' COMPAinr IN ACCOUNT WITH DR. JOHN ANDREWS' GIFT.




Dr.




Cb.




1881. £ 8. d.


1881.


£ 8.


d.


Dec. 31. To balance brought down - 54 10 5


Dec. 31.


By cash paid for purchase of




„ One year's dividends on

15,2051. 3«. 9i. Consols - 444 15




54Z. 78, Sd, Consols - - 54 10


5




„ do. paid one yearly exhibi-








tion - - - 60









„ do. paid four yearly exhibi-








tions of 86L each - - 344









,, balance carried down • 40 15





^499 5 5


.£499 5


5



To balance brought down



40 15



JUDITH ALSTON'S GIFT.



1881.
Dec. 81.


Dk.

£
To cash - - - - 15


8. d.




1881.
Dec. 31.


Ch.

By cash paid the vicar of St.

Gilesj Cripplegate -
„ do. paid the rector of St.

Mary, Whitechapel
„ balance carried down for

arrears due to the rector of

St. Andrew's, Holborn

(Since paid.)


£ 8. d.

5
5

5




j«15





£\h




To balance brought down for
arrears due to the rector of
St, Andrew's, Holborn • 5








REYNOLD BARKER'S GIFT.


Db.


Cb.


1881. £ 8. d.


1881. £.8. d.


Dec. 31. To one year's rent of Charrington


Dec. 31. By amount carried to the Alms-


Head & Co. in respect of
premises at Stratford in
fessex - - - 195 8 4


houses Account for the use of


the Company's almswomen


as per Almshouses Account - 341 19 7


„ one yewr's rent of Howards




and Sons in respect of pre-
mises at Stratford in Essex . 146 11 3






£S4il 19 7


j^341 19 7



GERARD BRAYBROOK'S GIFT.



1881. Db.

Deo. 31. To cash •



^0 2 3
io"2 3



1881. Cb.

Deo. 31. By cash paid to the Church-
wardens of St. Martin Out-
wich • • • •



j^O 2 3



WALTER BIGGS' GIFT.





Db.






Cb.




1881.


£8.


d.


1881.




£ 8, a.


Dec. 31.


To balance brought down - 12
„ one year's rent of Crosse and

Blackwell in respect of Nos.

3, 4 and 5, Little Denmark





Dec. 31.


By cash paid the governors of
Bigg's Charity in Walling,
ford for their proportion of










the net rents for one year to
Michaelmas, 1881, viz. two-






Street, St. Giles' . - 341 19


7








„ one year's rent of John






thirds of 354Z. 19«. Id.


236 12 9




Thurkle in respect of lights






„ amount carried to Walter






overlooking the above pre-






Biggs' })cnsion account for






mises - - - 19


6




the proportion due to that
branch of the Charity, viz.,
pne-third of 354^.'! 9«. Id, -


118 6 4




£^^ 19


1


€354 19 1



A 14.54fi.



3 E



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402



CITY OP LONDON IJVERY COMPANIES' COMMISSION:



WALTER BIGGS'" PENSIONERS.



1881.



Db.



Dec. 31. To balance in hand bronght from
last account ...

„ amount brought from JiTalter
Biggs' account for the pio.
portion due to this branch of
the Charity at Michaelmas,
1881 .

„ onie year's dividend on
631?. 98. lOd. Consols



£


t. d.


106


5


118


6 4


18


9 4


£243 8



Cb.
1881.
Dec. 31. By cash paid purchase of
105?. 19$. 9d. Consols
„ do. paid four yearly pen-
sions of 122. each to poor
members of the Company •
,, do. paid, seven yearly pen-
sions of lOL each to poor
members of the Company -
,, balance in hand carried down



£ 8.d.

106 5
48



70
18 15 8

jg243 8



To balance in hand brought down 18 15 8

RALPH BOLTGlSrS GICT.



Da.



1881.
Dec. 31.


. £.
To balance brought from last ac-
count for arrear due to the
master of Audlem Grammar
School - - - - 10
Cash - - - - 20


8,

o




d.







j€30









1881.



Cb.



Dec. 31. By cash paid the master of Audlem
Grammar School —

Six months gift due Christmas

1880 ....
Six months gift due Mid-
summer 1881 ...

Six months gift due Christmas

1881 - - . .



£ 8. d.



10

10

10

80



CHRISTOPHER BOONE'S GIFT.






Db.








Cb.






1881.


£ 8.


d.


1881.




£ 8.


d.


Dec. 31. To balance in hand brought from






Dec. 31.


By cash paid the chaplain one






last account ...


58 16







year's stipend


75





, , one year's ground rents received








„ do. paid the chapter clerk
one year's stipend -






from sundry tenants in respect
of land at Lee 617








15











„ do. paid eight almspeople






Less income








for 52 weeks at 10^. each per






tax U 29








week-


208





AndReceiver'8 30170








„ do. paid the medical attend-






pnmTnififfjinTi- _ . Ai^ IQ








ant one year's stipend
,, do. paid for warming and
lighting the chapel and for


20







572


3




„ one year's fee farm rent of the












Corporation of Hereford


39 1


8




cleaning the same -


35 12


2


,, rents received from certain








„ do. paid for rates, Ac, on the






tenants of Boone's Alms-








almshouses -


13 9





houses who are not his alms-








„ do. paid for water rent


6





people


20 16







,, do. paid for sweeping chim-






„ pew rents for 12 months to








neys - - - .


2





Midsummer 1881, received








„ do. paid for insurance of alms-






in respect of sundry sittings
in the chapel of Booncrs








houses and chapel from fire


4 10


3








,, do. paid for chapel furniture


5 10





Almshouses . - -


25 10







„ do. paid for repairing chapel






„ one year's rent received from








organ


5





William Greaves in respect








„ do. paid for repairing mowing






of four shops. High Road,








machine ...


1 10





Lee, at the comer of Brand-








„ do. paid for general repairs -


48 13


1


ram Road ...


19 10 10




„ do. paid the Merchant Tay-














lors* Company on account of














loan from them


100













„ do. paid the Merchant Tay-














lors* Company for six months'
interest to Imdsummer 1881,


























loan of 2,5002. at 4 per cent.














per annum ...


50













„ do. paid the Merchant Tay-














lors' Company for six months'














interest to Christmas 1881,














on loan of 2,400L at 4 per cent.














ner annum -
„ balance carried down -

d


48







735 U


9




97 10


3




735 14


9


To Balance brought down


97 10


1


^^^^^^


^



PETER BLUNDELL'S GIFT.



1881.
Dec. 31, To cash •



Db.



£ 8. d,
2



2



Cb.



1881. £ ^, ^^

Dec. 31. By amount carried to the conva-
lescent home account by order
of the Court of Chancery,
dated 8th December 1876 - 2



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. ACCOUNTS. — MERCHA>IT TAYLORS' COMPANr.



403



HUGH 0Ain)ISH'8 GIFT.





Db,






Ck.






1881.


£ s. d.


1881.




£ 8.


d.


Dec. 31.


To one year's rent of William


Dec.


31.


By cash paid the master, wardens
clerk and beadle of the Com-








Linguer in respect of No. 30,












Fenchurch Street - - 547 3 4






pany - . - -

„ do. paid the churchwardens

of Saint Martin Outwich -


11
1


8
7




.






„ do. paid for superstitions pay-
ments purchased by the Cfom-


























pany-


15


1










„ amount paid to the Almshouses














Account for the use of the














Company's almswomen aa
per Almshouses Account














545 15







547 3 4


547 3


4









JAMES CHADWICKS GIFT.








Dr.




Cr.




1881.






£ 8. d.


1881.


£ 8. d.


Dec. 31.


To cash -




4


Dec. 31. By cash paid three and a half
yearly pensions of 11. each to
poor widows of freemen
„ amount carried to the Com-
pany's Poor Account for two
quarterly pensions vacant
and unclaimable


3 10
10




4


£4i



FRANCES CLAKKE'S GIFT.





Db.






Cb.




1881.




£ 8. d.


1881.




£ 8. d.


Dec. 31. To cash




. 20


Dec. 31.


By cash paid the Governors of
St. Bartholomew's for one year
due at Michaelmas 1881

„ cash paid the churchwardens
of Odiham for one year due at
Midsummer 1881


10
10




.€20


£20



SIR WILLIAM CRAVEN'S GIFT.



Dr.
1881. £ 8. d.

Dec. 31. To balance brought from last
account for arrear due to the
churchwardens of St.
Antholin's - - - 4

„ do. for arrear of two Quarters

pension due to a poor Ibrother 2
„ cash ... - - 140



£14S



Do balance brought down for
arrears due to the church-
wardona of St. Antholin's - 4







1881.
Dec. 31.



Ck.

By cash paid the churchwardens
of St. Andrew Undershaft,
for fuel for the poor, after
deducting 16«. for land tax .

,, do. paid 20 yearly pensions
of 4L each to poor freemen
of the Company

„ do. paid four yearlv pensions
of 41, e%ch to poor freemen of
the Clothworkers' Company

„ do. paid the ffovemors of
Craven School, Burnsall, one
year's gift due at Mid-
summer, 1881

, , do. paid arrear of two quarters
pension to a poor brother -

,, do. paid arrear due to the
churchwardens of St.
Antholin's ...

„ do. paid the master wardens,
clerk, and beadle, of the
Company ...

„ do. amount of land tax

„ do. balance down for arrear
due to the churchwardens
of St. Antholin's



£ 8. d.



3 4



80



16



28
2



4



6

2 16



4
j^l46



3 E2



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404



1881.

Dec. 31. To cash •



CITY OP LONDON LIVBBY COMPANIES* COMMISSION :
JOHN CREEK'S GIFT.



Br.



£ 8, d.
5 5 9



£b H 9



Cb,
1881. £ ,. J.

Dec. 81. By cash paid for 4i tons of coals
delivered to the church-
wardens of St. Mary Ab-
church - . - 5 5 9



CONVALESCENT HOME AT BOGNOE.



Dk.
1881. £ 8. d.

Dec. 31. To balance in hand brought from

last account - - - 470 10 8

„ one year's dividend on
13,738Z. Is. 9d. reduced 3 per
cent annuities - - 412 2 10

„ one year's gift of Peter

Blundell - - -200

„ one year's gift of John Hyde 471 3

,, one year's gift of Bobert
Dowe - - .

„ one year's gift of John
Vernon - - -

„ one year's gift of John
Wooller . - -

„ one year's gift of William
Parker - - -

,, the residue of Bobert Don-
kin's account at this date
transferred to this account
by order of the Board x)f
Charity Commissioners,
sealed 26th March 1872 - 2,018 17



20








16








4








9









To balance brought down



« €3,423 11 4
- 19 10 8



Cr.

1881. £ B. d.

Dec. 31. By one year's expenditure in the
maintenance of the home as
per annexed report - - 3,404 8

„ balance in hand carried down 19 10 8



^,423 11 4



HENEY COLBURN'S GIFT.



1881.



Db.



£ 8. d.



Dec. 31. To cash at the rate of 5Z. per cent.

on347/. 10«. - - 17 7 6

„ one year's rent of W. E. Bacon
in respect of a piece of land
at Ashwell - - - 2 18 8

„ cash for capitation grant to
Ashwell School for one year
to 30th April 1881, received
from the Education Depart-
ment - - - - 76 4

„ do. for school pence received
from the boys in Ashwell
School - - . 46 2 11

',, do. advanced out of the Com-
pany's corporate funds to
provide for the excess of
expenditure over income - 208 3 9



jf350 16 10



1882.
Dec. 31.



Cb.*



-n , ., , ^ £ 8. d.

By cash paid the master of Ash-
well School, 1 year's salary - 143 15
„ do. paid the assistant master

1 year's salary - - 80

„ do. paid for a pupil teacher - 3 18
„ do. paid for insurance of the

school premises from fire - 12 6
„ paid for fuel and rates for

Ashwell School - - 16 18 11

, , do. paid the master of Ashwell

School, one year's allowance

for cleaning the school and

for books and stationery * 26 5
„ do. paid for repairs to the

school premises - - 43 6 5

„ do. paid for prizes to scholars 25 2
„ do. paid grant towards ti^e

formation of a library at

AshweU School - - 10 10

j^350 16 10



1881.
Dec. 31. To cash



Db.



JOHN OONYER'S GIFT.



£ 8, d.
6



£5



1881.



Cb.



Dec. 31. By cash paid the churchwardens

of St. Botolph, Aldersffate,

after deduotmg 11, for land

tax - • • .

,9 do. fbr land tax • •



£ 8.d.



4
1



£5



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AOCOUirrS.— MERCHANT TAYLOBS' COMFAKY.



405



THOMAS COVENTETS GIFT.



1881.
Dec. 31.



Dk.

£ 8, d.
To balances in hand brought

from last account arising

from want of applications to

bind apprentices, viz. : —
Due to the parish of St. An-

tholin . . . 268 17 3

Due to the parish of St. An-
drew Undershaft - - 228 17 2
„ one year's fee farm rent of

Thomas Sutton arising out of

the rectory of East Moulsey 3 7 4
„ one year's do. of Charles Oor-

bett issuing out of the same 4 16
„ one year's do. of W.S. Lowndes

issuing out the rectory and

church of Great Winslow,

Bucks . - - 11 4

„ one year's do. of Lord Dacre

issuing out of the rectory and

church of Eimpton, Herts -
„ overpayment by the Company

out of their own funds



6 2 8
6 6 8
£529 11 1



To balance brought down due to
the parish of St. Antholin
and held to meet applications



to bind apprentices -



. 275 13 11



1881.
Dec. 31.



Ch.

By cash paid the trustees of High-
gate for the poor of St. Pan-
eras and Homsey

,, do. paid the master, wardens,
and clerk of the Company -

,, do. paid the trustees of
Coventrv's gift in the parish
of St. Andrew Undershaft,
the balance in hand at Mid-
summer 1879, as per order of
the Board of Charity Com-
missioners approved on 25th
October 1881

, , do. paid do. for two years' gifts
to Midsummer 18§1 -

,, balance due to the
parish of St. An-
tholin at Christ-
mas, 1880
Add amount due at

Christmas, 1881 - 6 16 8



£ 8 d.



10
1 16 8



- 222 6
20



268 17 3



275 13 11
£529 11 1



JAMES CHURCH'S GIFT.



Dr.
1881.
Dec. 31. To cash . ^ . .

„ overpayment by the Company
out of their own ftmds



£ s.

12





12





£12 12






1881.
Dec. 31.



Ce.

By cash paid 12 poor men and 12
poor women of the Company
(who had no other pension)
lOtf. 6(2. each -



£ 8. d.



. 12 12
£12 12



ANDREW DANDY'S GIFT.





De.








Ce.






1881.




£ 8.


d.


1881.




£ 8.


d.


Dec. 31.


To balance brought from last ac-






Dec. 31.


By amount paid to the Alms-








count


15







houses Account for the use








„ cash one year's dividend on








of the Company's almswomen








2,264L 3*. Od, Consols


66 4


7




as per Almshouses Account -
„ cash paidfiveand three quarters
yearly pensions of 1{. each to
poor women of the parish of
St. Giles's, Cripplegate
„ do. paid six yearly pensions of


12















5 15





























\l, each to poor women of the
















parish of St. Botolph, Bishop-
















gate - - • . :


6















„ do. paid 51 yearly pensions of
















11. each to jpoor women of the
parish x>f St. Sepulchre


5 10















„ do. paid 3U yearly pensions of
















11. each to poor widows of
members of the Company -
















31 5















„ do. carried to the Company's
















Poor Account


3 14


7












„ do. carried to do. for pensions

















vacant and unclaimable
„ bidance carried down for one


2 10







To^balance brought down for one
quarter's pension unclaimed








quarter's pension unclaimed

i

(Since paid.)


5







£66 19


7


£66 19


7




6










3E 3



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406



CITY OP LONDON LIVERY CX)MPANIB8' COMMISSION:



ROBERT DONKIN'S GIFT.



1881.
Dec. 31.



£ 8. d.

209 6 5
66 10
63 8 11

85 12 11



De.

I'o cash for one year's dividend on

7,156Z. 48, 2<i. ConsolB -
,, cash for one year's dividend on

2,273Z. 12*. 4d, Consols -
„ cash for one year's dividend on

2,169Z. 2s. 7d. Consols -
,, cash for one year's dividend on

2,92U. 17«. 6d. Reduced SL

per cent. Annuities -

No8, 66 ^ 67, Oheap8ide.
To one year's rent of Thomas

Cave . - - - 390 16

No, 3, Angel Court, Throgmorton Street,
To one year's rent of Isaac Selig-

man - - - - 781 13

No. 145, BUhopsgate Street.
To one year's rent of Robert
Fowler . . -

No, 83, Sun Street.
To one year's rent of Samuel
NoUoth-

No. 85, Sun Street
To one year's rent of Samuel
Nolloth . . - -

No. 87, Sun Street.
To one year's rent of Mrs. E.
Newsom . - -

No. 89, Sun Street,
To one year's rent of W. H. Case

No, 91, Sun Street.
To six month's rent of F. Saunders
to Lady Day 1881 -

* No8. 93, 95. ^ 97, Sun Street.
To one year's rent of Charles

Wyatt . - - - 140 14

„ law charges in re 91, Sun Street

returned - - - 16 4



97 14 2



48 17 1



48 17 1



^ 19 5



48 17 1



24 7 6



1881.
Dec. 31.



£2,066 18 7



Ck.



By cash paid the vicar and church-

waraens of Hertford one

year's rentcharge - - 10

„ do. paid for 230 i yards of

calico at Sid. per yard for

shirts and shifts - - 7 4

,, do. paid for 60 yards of claret

cloth for gowns and cloaks

at 6«. per yard - - 18

,, do. paid for 48 pairs of hose - 2 16
,, do. paid gifts of hs. each to 24

poor men and women in lieu

of shoes - - .600

„ do. paid the chamberlain and

town clerk's fee for attendance

to see the bequest performed 110
, , do. paid for making gowns and

cloaks - - - - 3

„ amount carried to the Con-
valescent Home account and

expended in the maintenance

of the home by order of the

Charity Commissioners,

sealed 26th March 1872 -2,018 17 7



^£2.066 18 7



ROBERT DOWE'S GIFT.



1881.
Dec. 31.



Db.

To one year's dividend on 5,288Z.
68. Sd. Consols received from
the Official Trustees of Chari-
table Funds - - -



£ 8. d.



158 13



£lbS 13



To balance brought down for one
third of triennial payment
for gowns and oloaks



13 3



1881.
Dec. 31.



Cr.

By cash paid 13 yearly pensions
of 61. 13«. 4d. each to poor
brethren of the Company -

„ do. paid six yearly pensions of
21. 28. each to poor brethren
of the Company

„ do. e3n>endea at the probation
of M!erchant Taylors* School

„ amount carried to the alms-
houses' account for the use of
the Company's almswomen
as per Almshouses' Account

„ amount carried to the Com-
pany's Convalescent Home
account for one year by order
of the Court of Chancery

, , cash paid the master, wardens,
clerk and beadle of the Com-
pany - • • .

,, balance carried do mi for one
third of triennial payments
for gowns and oloaks-



£ 8. d.



13 4



12 12
8



13 11 4



20



4 13 4



13 3
£158 13



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ACX)OUNTS. — ^MJSBOHINT TAYLORS* COMPANY.
LADY DUOIB'S GIFT.



407



1881.



Dr.



Deo. 31. To cash at the rate of 5L per
cent, on the amonnt be-
queathed - - -



£ s. d.



5



1881.



Oe.



Dec. 31. By amount paid to the Almshouses'
Account for the use of the
Company's almswomen as
per Almshouses' Account -



£ «. d.



5



JEFFERY ELWES' GIFT.



Dr.
1881. £ 8. d.

Dec. 31. To cash being at the rate of 5L
per cent, on the amount be-
queathed . • . 20



Cr.
1881. £ s. d.

Dec. 31. By amount paid to the Com-
pany's poor account - - 20



SIR WILLIAM FITZWILLIAM'S GIFT.



Dr.
1881. £ 8, d,

Dec. 31. To balance brought from last ac-
count for arrear due to the
rector and churchwardens of
Marholm ai Christmas 1880 - 12 13 4
„cash . - - . 20



£S2 13 4



Cr.
1881. £ 8. d.

Dec. 31. By amount earned to the credit
of Mr. Walter Fish's account
in the Company's books - 7 6 8
„ cash paid the rector and church-
wardens of Marholm for two
years gift due at Christmas
1881 . - - - 25 6 8



^2 13 4



WALTER FISH'S GIFT.





Dr.






Cr.




1881.


£ 8,


d.


1881.


£ 8,


d.


Dec. 31.


To balance brought from last ac-




Dec. 31.


By cash paid purchase of






count - - - - 105 18


3




105L 18«. Sd. Reduced 3 per






,, six month's dividend on






cent. Annuities - - 105 18


3




2,186?. \8. hd.. Reduced 3/. per






„ do. paid, four yearly exhi-






cent. Annuities - - 31 19


5




bitions of 48/. each - - 192







,, six months dividend on






,, do. paid, one yearly exhi-




Online LibraryGreat Britain Great Britain. London livery companies commissionCity of London Livery Companies' Commission: Report and Appendix, Volume 4 → online text (page 114 of 169)