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[ranite outlines seemed to dissolve into the
lalc-green, sun-steeped ether. Precipitate
irooklets plunged down their sides, and
raced their white paths of foam against the
lark stone; but they seemed so infinitely
emote, and their voices were lost in the
ast odm which rested upon earth and skjr.
}od*s hand was invisibly outstretched m
teoediction over the pure and perfect day.
fhe fjord, reflecting in its placid mirror the
ool depths of the heavens, shut in on all
ides by the gigantic mountain peaks, shiv-
red now and then into trembling undulations
whenever a sea-bird grazed its surface, and
roke in pleasant, rhythmic ripples over the
rhite sand.

At last all the boats were filled with
migrants. Only one belated straggler was
till standing on the steps leading down to
^e water, gazing with tear-filled eyes into
^ face of a young woman, whose hands
rere tightly clasped in his own. He was a tall,
londe man of athletic build, with a frank,
on-burned face, and a pair of deep-set,
OTous blue eyes. There was an expression
f determination, perhaps of obstinacy, in
is roughly hewn features, and yet there
ras something sweet and tender lurking
Droewhere under the rugged surface, soften-
3g the harsh efifect of nature's hasty work-
Qanship.

The young woman, too, was tall and
lir, and of fine proportions; her face was
ound and dimpled, and had that kind
f rudimentary beauty which is so frequent
mong the Norse peasantry. She had a
aby of about three months old strapped
ver her back, and gazed every now and then
ver her shoulder, whenever the pudgy
Vol. XXI.— 54.



little hands in their aimless gesticulations
touched her ears or cheeks.

<< You will be sure to coma for me next
year, Anders," she said, bursting into a fresh
fit of weeping. ** It will be so hard for me
to be left here all alone, and you wandering
through the world without me. You know
you never were a good hand at taking care
of yourself, Anders. And your clothes will
need mending, too. Oh, d^ar me, what will
you do, Anders, without me ?"

" It will be hard for me to get along
without you, Gunhild," he answered, sadly.
'< But what should I do with you and our
baby, as long as I have no house and home ?
The first year in America is uncommonly
hard, they tell me, and I would rather spare
you, Gunhild, and take you into a warm,
snug home, where you and the baby will
find peace and comfort In the meanwhile,
Thorkel has promised to take care of you
for a year, and if I do not come myself for
you, there will be many friends going who
will protect you from harm during the
voyage."

" And your fifteen hundred dollars, An-
ders—don't you tell anybody that you have
got it on your person. They might kill you,
and then I should never see you again, and
the baby would have no father any more.
And don't you forget that I put your clean
linen on the top m your chest, and your
Simday clothes in the right comer, directly
under the hymn-book and the fine shirts."

" No, no, I shall forget nothing. And
now, God bless you, wife. Let me kiss the
baby. Take good care of him, and be sure
you teach him to say * father *."

The blonde emigrant here stooped and
rubbed his cheek against that of the dimin-
utive mummy which was fighting in the air
and cooing contentedly on its mother's
back. " The litde rascal ! " said the father,
with a faint smile. '* He doesn't know that
his father is to leave him for so long a time.
Give me your hand, baby dear," he con-
tinued, addressing himself to the infant,
'* and kiss me good-bye. And take good
care of your mother while I am gone."

He turned resolutely about and de-
scended the stairs ; but, on the last step, he
lingered, turned his head once more, and
leaped up on the pier. They made a fine
group, those two, standing clasped in each
other's embrace, with the sunlit air about

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them, the glittering fjord beneath them, and
the white sea-gulls circling above them.

The steamer gave three long shrieks, the
oarsmen shouted, and the sea-birds, as if to
increase the general commotion, screamed
wildly as they rose from the water and
drifted in snowy masses through the clear
air. The belated emigrant stumbled down
the steps and flung himself into the stem
of the last boat



Anders Gudmundson Rustad was the
youngest son of a well-to-do peasant in
Hardanger, on the western coast of Nor-
way. His father, who, during his life-time,
had been a magnate in the parish, had left a
large farm to be divided among his three
sons, and the sons had scrupulously carried
out his last instructions regarding the prop-
erty, and had striven bravely to maintam
themselves and their families on their di-
vided patrimony ; but it was a hard strug-
gle, and experience taught them daily that
without any capital to invest in houses and
improvements, their lives would be a con-
tinual hand-to-hand battle with poverty.
What was worse, they could no longer
hope to assert the traditional influence of
their family in municipal affairs, and they
foresaw the time when their name would no
longer be as weighty and as honored as it
had been in ages past. The three brothers
therefore held a family council in order to
determine what measures should be taken
to uphold the honor and authority of their
ancient name. They were all three rigidly
honest, upright, and law-abiding men, and
one was as well qualified as another to
wield the influence which had belonged to
each generation of their race as by ancient
right. They were, moreover, men of a
strongly moral bias — grave, thoughtful, and
tenacious of their purpose when once they
had shaped their course of action. When
the day for the family council arrived, each
had, therefore, pondered out his own solu-
tion of the all-important problem, which he
clung to with imwavering energy; and
it was only after a long and hard-fought
competition in generosity that Anders's
plan prevailed, and his eldest brother, Thor-
kel, as the legitimate representative of the
family, determined to accept his self-sacri-
fice in the name of his race. It was only
just and fair, Anders argued, that when a
younger brother, by his mere existence, in-
terfered with the best interests of the fam-



ily, he should seek for himself a new sphere
of activity and remove to fresh fields of
labor. By a continual subdivision of the
land between the descendants of each new
generation, the mightiest race would gra<i<
ually degenerate into mere tenants and da),
laborers, and the influence built up br
prudent and laborious ancestors would be
squandered and uselessly dissipated by slum-
sighted and improvident descendants. lo
order not to cripple his eldest brother in bis
efforts to assert his influence and independ-
ence, Anders volunteered to accept a mere
nominal sum — one thousand dollais— as a
compensation for his share in the landed in-
heritance, and, with this, and the five
hundred more which belonged to his wife,
he hoped to found a new home in Adkt-
ica, and to establish for himself an hem-
ored and influential name in the great
western hemisphere. This was no hasty
conclusion which he uttered on the spar (^
the moment. For two years past he had
studied the English language, the pronun-
ciation of which he had learned firom the
English lord whose guide he had been on
his hunting and fishing expeditions for ser-
eral summers.

The second son, Bjom, not wishing to
be outdone in generosity by his youngei
brother, accepted a similar compromise,
and, having a turn for trade, resolved to
settle in one of the cities on the sea-coist
as a lumber-dealer. It was agreed, how-
ever, that Anders's wife and child should
remain at the old homestead until he should
have succeeded in making the proper ar-
rangements for their reception in his new
home beyond the sea.

It was the middle of April, 186-, wbea
Anders landed at Castle Garden. His fif-
teen hundred dollars he had sewed up
securely in a leathern belt, which he wore
about his waist, next to the skin; dct-
ertheless, the purser on the steam-boa:
divined that he carried a large sum of
money on his person, and, beckoning bin
aside, warned him, in a friendly whisper,
against the dangers to which an immigrant
exposed himself by being his own biiker.
He begged him to hasten to deposit hs
money in a safe bank, where he could draw
it at will, and where, moreover, he w<mld
get interest on that part of it which he
might not immediately use. The Norscmaa*
who had not let the least hint fall coocac-
ing his wealth, was not a httle alarmed i^
the purser's power of divination, and, 1^
I though saying nothing, resolved on ti)e ^

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follow his advice. He dared consult no
me, having a natural distrust of foreigners,
ind believing, as most Norsemen do, that
be principal occupation of Americans con-
ists in outwitting the more innocent and
msophisticated nations of the earth. Hav-
Qg intrusted his luggage to the agent of
he steam-ship company, he launched forth
wldly, with the intention of taking a prome-
lade through the city, and obtaining a pre-
iminary survey of it before selecting a
croporary place of lodgings; but haidly
lad he emerged from the gate of Casde
jarden before he was hailed by a dozen
rantic men, some of whom recommended
obscure hotels, with much feverish elo-
laence, while others greeted him as an old,
ong-lost friend, and insisted upon over-
rbelroing him with affectionate attentions.
To our Norseman, who had always looked
ipon himself and been looked upon by
Ahers as a man of shrewdness and author-
ty, it was very humiliating to be selected as
m easy prey by these importunate rogues,
fie had always felt himself firm and free,
irith his foot planted on his native rock, and
t gave him, m this moment, an unpleasant
thock to be placed at a disadvantage by
rreatures of an inferior species. To them,
ic reflected hurriedly, his ancient name
iras but an unmeaning, barbaric sound, and
t was folly to attempt to assert an authority
which no one recognized ; he therefore ex-
licated himself as best he could from the
30 wd, being conscious of a vague uneasi-
ness and annoyance, and dreading" to use
lis superior strength lest he might offend
igainst the unknown laws of this enigmati-
al country. The noise about him grew
nore and more deafening. To his ears,
iccustomed only to the murmur of the sea
ind the scream of the eagle in the vast soli-
tudes, this incessant tramp of feet, the harsh
atde of wheels upon stone pavements, and
}ie shouts of men in strange tongues were
» utterly bewildering that he had frequently
:o pause to collect his senses, and his reason
seemed to be wandering beyond his control.
His firm confidence in himself as a normal
ind well-regulated human being began, for
the first time in his life, to desert him. His
Norse costume, which he had worn since
the days of his childhood, and the propriety
j)f which he had never thought of question-
ing, now suddenly appeared queer and
tnitlandish; and the half-curious, half-con-
temptuous glances which he received from
the men and women who hurried past him,
made him alternately bum and shiver, imtil



he only longed to hide himself in some
dark and quiet place where no human eye
could reach him. He trembled at the
thought that perhaps these strange people,
with their keen, unsympathetic eyes, had,
like the purser on the ship, discovered that
he carried a large sum of money in his belt,
and were only watching their opportunity to
take it away from him. The weight of the
gold eagles seemed to be dragging him
down; his knees shook imder him, and his
blood throbbed in his ears and temples
until he feared to take another step, lest he
should fall to the ground and be trampled
down by the imfeeling multitude that were
pressing about him on all sides. At this
moment, just as his strength was on the
point of failing him, his eyes fell, as if by
chance, upon a huge stone building, upon
the front of which was written, in large, gilt
letters, "Immigrants' Savings Bank and
Trust Company." The word "immigrant"
first caught his glance, and by means of the
pocket-dictionary which he carried with him
he easily made out the meaning of the rest
This was evidently a hint of Providence.
An Immigrant's Savings Bank and Trust
Company! The latter half of the tide,
especially, appealed to him ; it had such an
assuring soimd — a Trust Company I The
very name inspired confidence. It was
exactly the kind of institution which he
wanted.

The weary and bewildered Norseman
straightened himself up; he took off his
cap and ran his hand through his blonde
hair. The cool air blew against his throb-
bing forehead, and he drew a full, long
breath, and reflected that, after all, the
God of the Norseman could see him even
in this remote and tumultuous world, and
would not desert him. So he whispered a
snatch of an old hymn, and hastened across
the street toward the huge granite edifice,
which he stopped once more to admire.
Surely here was something solid and tan-
gible; no flimsy ornaments, no whimsical
striving for originality in design ; everywhere
square blocks of stone, with an air of sta-
bility and grave decorum about them which
left no room for doubt as to the civic
weight and responsibility of the men who had
erected them. And, as if to dispel the last
shadow of a misgiving that might still be
lingering in the depositor's mind, they had
had their names engraved in neat gilt letters
upon the granite bases of the pillars which
supported the lofty, round-arched portico of
the entrance to the bank. The simple

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Norseman took his cap clean off, and held
it respectfully in his hand, while he contem-
plated the ponderous respectability of these
euphonious syllables. " Hon. Randolph
Melville, sr.. President " ! Who would deny
that there was something fine and alluring
in the very sound of that name ? Mr. Ran-
dolph Melville was Honorable — that was a
matter of course to the immigrant's mind ;
for he knew not the cheapness of that
firequentiy so ironical tide in the United
States, nor did he know the processes by
which it is acquired. It seemed more sig-
nificant to him that Mr. Randolph Melville
was the senior of that name, and he imme-
diately pictured to himself the honorable
bank president as a white-haired patriarch,
surrounded by an admiring and affectionate
family, who looked to him for counsel and
guidance. With this pleasing picture hover-
ing before his mind, he resolutely entered
the bank and placed his cap upon the snow-
white marble counter. Behind the littie
windows half a dozen clerks, with rigidly
neutral countenances, were scribbling away
busily, atid hardly deigned to notice the
rustic, who, with the air of a humble peti-
tioner, was wandering from one window to
another, and endeavoring to attract their
distinguished attention. Finally, a very
elegantly attired little man, with an ex-
quisite black mustache, inclined his head
slighdy toward an opening which bore the
inscription, " Receiving Teller," and without
responding to the Norseman's respectftil
greeting, asked him, in a gruff voice, what
he wanted.

" I have fifteen hundred dollars," faltered
Anders, in indifferent English, "and I
should like to deposit it here for some
months, until I shall need it."

The teller, instead of answering, bent
once more over his books, as if he had
heard nothing.

" I have fifteen hundred dollars "

began the immigrant once more; but the
teller scribbled away for dear life, and only
stopped occasionally to wipe his forehead
with a white handkerchief.

At this moment a tall, majestic-looking
man, with iron-gray hair and a handsome,
clean-shaven face, entered from an inner
room and approached the counter.

" What does this man want ? " he said,
confironting the clerk with a gaze of wither-
ing severity.

" He wants to make a deposit, sir," an-
swered the clerk.

" What is your name, my good man ? "



asked the majestic man, in a tone of benigi
condescension.

"Anders Gudmimdson Rustad," replied
.the Norseman, cheerfiilly. He felt sure ttm
this was the Hon. Randolph MelviBe,sr.
and he reflected with satis&ction that hs
actual appearance differed but slightly from
the imaginary portrait of him which he had
constructed at the sight of his name.

" And what is the amount you wfeh to
deposit ? " inquired Mr. MelviUe, seizing a
small pasteboard book fit)m a pile wlud
was neatiy stacked under the counter.

" Fifteen hundred dollars. It is all I
possess in this world — ^my own inheritance
and that of my wife."

" Yes, yes, I undersUnd," said thehankef,
impatientiy. " Hand it here, please."

The immigrant imbuttoned his red waist-
coat, unbuckled the heavy leathern belt, and
cut the seam open at one end with his knife.
He then counted out the large, shining goki
pieces upon the counter, whereupon Hcml
Randolph Melville pushed them with in
indifferent, business-like air into an open
drawer, and handed the depositor die Imk
book through the window.

"We pay five per cent.," he said, *^ and
you can draw at pleasure."

" But," stammered the Norseman, wbo
was gazing with a bewildered expression
into his book, " I have only given you ^
teen himdred, and here you have put down
twenty-one hundred."

" Yes, gold is at a premium of forty pff
cent."

And Mr. Melville, with the same sercre
and majestic air, turned his back on b»
rustic interlocutor, and reentered his priwtc
office. There were a dozen questions wbidi
Anders would have liked to ask regardiDf
the best manner of drawing his rooner.
etc., but he feared to trouble fiirtiier die
great man or his unresponsive clerks, aod
therefore betook himself away with a help-
less mien and slow, reluctant steps. Ths
world was a very puzzling affitir after al bf
reflected, and as for asserting the inflofl«t
of the Rustad family and its Nwse tradh
tions in this chaotic whirlpool of conffictm?
interests, why, that was a hopdess under
taking.

III.

Anders Rustad, fearing to trust hinisrf
to the guidance of the hotel runners, retuintf
that night to Castle Garden, where he sept
on the floor of one of the galleries, wiAfe

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acket rolled up under his head for a pillow,
lound about him, men and women in all
Ofts of curious costumes lay stretched
at in sleep on boxes and tnmks, and
ticir heavy, regular breathing rose in a
oleful chorus under the wide rotunda,
nd attuned his mind to melancholy reflec-
lon. He was half inclined to repent
f the generous resolve by which he had
oluntarily exiled himself from the ancient
ome of his race, and plunged rashly into a
omplex foreign world which he was ill
ualified to cope with. And yet, he argued
3 himself^ it was but an act of justice, and
ot of generosity ; if his brother had been
1 his place, would he not have done like-
rise ? Surely he would have acted in the
ame spirit. Then the thought came to
m, of his beautiful fair-haired wife, who
ras longing to share his fate in this new
u)d, and of his little boy, who would grow
ip, perhaps, to be a powerful man, and
rould conquer wealth and influence here
rhere there was yet elbow-room for every free
ad energetic spirit. He built in imagi-
tation, first, a snug litde cabin, then a stately,
pacious mansion upon the western prairie,
md he saw his wife entering it for the first
ime, her fair face beaming with gratitude
ind pleased surprise. Happy visions floated
before his closed eyes, and pursued him into
bat delightful state of semi-consciousness
rhich precedes the dreamless slumber.

The next morning, Anders resolved to buy
lis railroad ricket and to start on his west-
^rard journey. He felt hopeful and strong,
tnd was half ashamed of the weakness
rhich he had shown the day before. The
u>ise was now positively exhilarating; he
lad a sensation of being part of it, and it
moyed him up with joyous excitement,
rhe pulse of the world was beating vigor-
msly, and its strong life-currents were
>eginning to circulate through his own
)cing. The tall, blank-looking edifices
rom which men kept running out and in,
ike bees at the mouth of a hive, looked far
ess forbidding than the day before; their
mindividualized severity had, at all events,
Lcquired the dignity of a useful purpose,
rhe simlight was pouring in a mild, steady
(tream into the broad thoroughfare; the
thimes of Trinity were ringing merrily
hrough the clear air; and the men who
were every moment alighting from the
crowded omnibuses, with the morning papers
in their hands, had an aur of self-confidence
ind success which was almost inspiring,
^l that a sensible and industrious Norseman



required, in order to conquer a place for
himself in this bright and busy land, was a
little spiritual acclimatization, and that the
years would imperceptibly supply without
much conscious effort. I am not sure that
Anders's meditations on this subject were
clearly formulated in the above phrases, but
he had a cheerful sense that his foreignness
was gradually wearing away, and that within
a short time he would be able to engage in
the struggle for existence on equal terms
with his fellow-competitors.

While pursumg these pleasant fancies,
Anders had reached the comer of the street
where the bank reared its stately fagade
against the blue sky. A dense crowd of
excited people, mosdy laborers in fustian
and shabbily attired women, were gathered
about its closed doors, and four policemen
were striving in vain to cleat the sidewalk
and to open a passage for the constandy
growingthrong of pedestrians. Half adozen
horses, harnessed to enormous drays, were
plunging and rearing in the middle of die
street, and the drivers were swearing and
cracking their whips, while freshly arriving
vehicles, with difficulty detained by the
policemen, every moment increased the
tumult and confusion. Our Norseman, to
whom this was a novel, and, on the whole,
an entertaining spectacle, rushed forward to
assist in disengaging the interlocked wheels,
and by two vigorous pulls succeeded in
setting one of the drays at liberty. The
driver, without stopping to thank him,
whipped up his horses and drove off at a
rapid trot; the other teams followed, and
within a minute the traffic of the street had
resumed its usual noisy regularity. Anders,
who had hardly had time to wonder at the
presence of the crowd, and still less at its
fierce excitement, supposing both to be
normal phenomena of American life, now
respectfully approached a policeman and
asked him« in his broken English, if any
calamity had happened, and why the people
appeareil so agitated.

"The bank is busted," replied the officer,
laconically.

" Busted ? " asked the Norseman, with a
vague sense of alarm; for the word "busted"
did not exist in his vocabulary.

"Yes; gone up the spout," explained the
officer, with a gruff laugh. " Gone where
the woodbine twineth."

The immigrant was utterly m3rstified ; by
a violent effort he repelled the one radonal
explanation of the scene, and, clinging to a
futile hope, hauled out his friend, the die-
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tionary. But neither the definition of
" spout " nor of " woodbine ** suggested the
remotest clew to the enigma. Looking up,
he saw a lean, middle-aged woman shaking
her clenched fist in helpless rage against the
broad stone fa9ade of the building, which
in its granite security seemed to smile defi-
ance down upon her. Angry men were
rushing up the front steps and hammering
with their heels and elbows against the solid
oak doois, while others were threatening the
policemen, who were making a faint show
of restraining them firom further violence.
Anders stood and gazed and gazed in
numb, shivering silence. He was dimly
aware that a great calamity had happened,
and that it had happened to him ; but the
shock had paralyzed his thoughts, and his
mind seemed a cold vacuum. He felt a
dull throbbing in his head and a strange
numbness in his limbs. He heard the
screams and curses around him as one hears
voices in a dream; the sunlight poured down
upon him, but it was no longer the same
sunlight he had rejoiced in but a few mo-
ments ago; it was rather like something
white and heavy — a bright and dense veil,
which fell with a positive weight upon his
eyes. The crowd now filled the whole
street; two or three stones were flung



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